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201211193
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Last modified
7/20/2017 10:08:24 AM
Creation date
12/31/2012 10:18:59 AM
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DEEDS
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201211193
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201211193 <br /> required by RESPA, and Bonower sha11 pay to Lender the amount necessary to make up the deficiency in <br /> accoxdance with RESPA, but in no more than 12 mantkly paymenfs. <br /> Upon payment in fiill of all s�s secured by this SeGurity Instrument, Lexidei shall promptly refund to <br /> Borro�er any Funds held by I.ender. <br /> 4. Charges; Lierts. Borrowea shall pay all taYes, assessments, chazges, fines, and impositions atuiUutable�o <br /> the Property wluch can attain priority oi�er this Seeurity Instrument, leasehold payments or ground rents on <br /> the Property, if any, and Coxnmunity Asspciation Due�, Fees, and 1lssessments, if any. To the extent that <br /> these items aze Escrow ltems, Borrower shall pay them m the manner proirided in Section 3. <br /> Borrower shall promptly discharge any lien which has priarity over this Security Insh-mnent unless <br /> Bonowa: (a) a�ees in writing to fhe paymenf of the obligation secLued by the lien in a mann� aceeptable <br /> to Lendei, but only so long as Boaower is perfurnung such agreemen�; (b) contests the fien in good faith by, <br /> or defends against enforcement of the lien in, legal proceedings which in Lender s opuuon operate to prevent <br /> the enforcement of the lien while those proceedings are pending, but only until such proceeelings are <br /> concluded; or(c) secures from the holder of the lien an a�'eement satisfactory to Lencler suborduiating the <br /> lien to this Security Instntment. If Lender detern�ies that any part of fhe Property is subjeet to a lien which <br /> can attain priority over dus Security Insh-ument, Lender may give Borrower a notice idenrifying the lien. <br /> Within 10 days of the date on which tktat notice is given, Borrowex shall satisfy the$en or take ane or more <br /> of the actions set forth above in this Seclion 4. <br /> Lender may require Borrower to pay a one-liinc charge for a real estate tas verification and/or reporting <br /> service used by Lender in comiection with this Loan. <br /> 5. Property Insurance. Borrower shall keep the improvements no�v existing or hereafter erected on the <br /> Property insurzd agaiast loss by fire, hazards included within the tetm"extended coverage," and any other <br /> hazards including, but not limited to, earthquakes and floods, for which Lender requires insurance. This <br /> insurance shall be maintained in the amounts (including deductible levels)and for the periods that Lender <br /> requires. What Lender requires pwsuant to the preceding sentences can change dLuing the term of the Loan. <br /> The insurance catrier providing the insurance sl�all be chosen by Borrower subjec4±o Lender's ri�ht to <br /> disapprove Borrowex's choice, which right shall not be exercised uvreasonably_ Lender may requ�e <br /> Borrower to pay, m connection with this Loan, either: (a) a one-time chaz�e for flood zone dctermination, <br /> certification and h-acking services; ar(b)a one-time chazge far flood zone dete�znination and certification <br /> services and subsequent charges each time reinappings or sinular changes occur which reasonably might <br /> affect such detemunation or certification_ Borrower sha11 also be responsible for the paytnent of anq fees <br /> imposed by the Federal Emergency Management Agency in connection wiCh the review of any flood zone <br /> determmination resulting from an objection by Eorrower. <br /> If Borrower fails to maintain any of the coverages described above, Lender may oUtaiai insurance coverage, <br /> at Lender's option and Borrower's expcnse. Lender is under no,obligation to purchase any parriculaz type or <br /> airiouni of coveragc. Therefore, such coverage shall cover Lender, but might or migh[not protcct Borrower, <br /> Bonawer`s equi,.+y ut the Property, or the contents of the Property, against any risk, hazazd ar liability and <br /> might provide geatar or lesser cove�age than was previously in effect Bonower aclrnowledbes that the cost <br /> of the insurance covcrage so obtained might significantly execed the cost of insurance that Borrower could <br /> haue obtained. Any amounTs disbursed by Lender under this Section 5 sl�all become addifionat debt of <br /> Borrower secured by this Security Instrument `I7iese amounts shall bear interest at the Note rate from the <br /> date of disbursemenf and shall be payable, with such interest, upon notice from Lendex to Borrower <br /> requesting payinent. <br /> 2400322� <br /> NFBRASKh-Single Family-Fxnnie M11aelFreddie Mac UNIFORAd I�STRUM 1JT Form 302B 1IOt <br /> VA4P v VMP6(NE)(1105) <br /> l^Jolters Kluvver Fnrnclai Servlce; Page 6 ot 1] <br />
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