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Return To: <br />EQUITABLE BANK <br />113 N. LOCUST ST. <br />GRAND ISLAND, NE 68802 -0160 <br />Prepared By: <br />Karen Vieth <br />113 N. LOCUST ST. <br />GRAND ISLAND, NE 68802 -0160 <br />Definitions <br />v <br />n <br />Deed of Trust <br />Borrower is the trustor under this Security Instrument. <br />NEBRASKA - Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />VMP ® <br />Wolters Kluwer Financial Services <br />(B) "Borrower" is Kyle Spotanski and Andrea Spotanski , husband and wife, <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated December 27 , 2012 , together with all <br />Riders to this document. <br />24003243 <br />Form 3028 1/01 <br />VMP6(NE) (1105) <br />Page 1 of 17 <br />.5o <br />