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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />STATE OF NEBRASKA <br />COUNTY OF HALL <br />GENERAL. MAR`A K . H ARRIS <br />My Comm. Exp. July 8, 2013 <br />Nota Public <br />My Commission Expires: <br />NEBRASKA-Single Family—Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />338.9 Page 14 of 14 <br />201211 <br />1111067006 <br />The foregoing instrument was acknowledged before me this 27TH day of DECEMBER, 2012, by <br />SAMUEL E HARRIS JR AND APRIL N HARRIS, HUSBAND AND WIFE AS JOINT TENANTS <br />WITH RIGHT OF SURVIVORSHIP. <br />w/3 <br />Form 3028 1 /01 <br />