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1 <br />eit <br />Iv <br />6 l: A CI <br />fV 1 N <br />\ \ <br />WHEN RECORDED, MAIL TO: <br />Exchange Bank <br />1204 Allen Drive, PO Box 5793 <br />Grand Island, NEBRASKA 68802 <br />This instrument was prepared by: <br />Exchange Bank <br />1204 Allen Drive, PO Box 5793 <br />Grand Island, NEBRASKA 68802 <br />308 - 382 -2900 <br />ii <br />s <br />DEED OF TRUST <br />NEBRASKA - Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT with MERSForm 3028 1/01 <br />Page 1 of 13 <br />IDS, Inc. Borrower(s) Initia <br />r <br />C" (I) <br />ry CJ —{ <br />rV <br />r7i <br />O <br />C.) <br />rso <br />GO <br />• r <br />- r — r> t--+ <br />F—, <br />r' <br />r: _c <br />(0 <br />[Space Above This Line For Recording Data] <br />MIN: 100846702011244198 <br />SIS Telephone #: (888) 679 -MERS <br />-1 DEFINITIONS <br />!� Words used in multiple sections of this document are defined below and other words are defined in Sections 3,11,13,18, <br />--I 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />"' (A) "Security Instrument" means this document, which is dated December 27, 2012, together with all Riders to this <br />rri document. <br />f 7 (B) "Borrower" is Dan Wasick and Johnna Gibson- Wasick, husband and wife, as joint tenants and not as tenants in <br />C common. Borrower is the trustor under this Security Instrument. <br />C-1 (C) "Lender" is Exchange Bank, organized and existing under the laws of the United States of America. <br />✓ ri i Lender's address is 1204 Allen Drive, PO Box 5793, Grand Island, NEBRASKA 68802. <br />(D) "Trustee" is U S Bank Home Mortgage <br />Trustee's address is 4801 Frederica Street , Owensboro, Daviess County KENTUCKY 42301. <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely <br />as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security <br />50 <br />(0 - <br />