|
201211145
<br /> (C)"Lender"is Freedom Mortgage Corporation
<br /> Lender is a Corporation
<br /> organized and existittg under the laws of The State of New Jersey •
<br /> Lender's addl'ess is 907 Pleasant Valley Av Ste 3, Mount Laurel, NJ 08054
<br /> (D)"TiU3tee"isNational Tit1e Insurance of New York, Inc.
<br /> (E) "MERS" is Morlgage Electronic Reglstration Systems, Inc.MERS is a separate corporadon tliat is
<br /> acting solely as a notninee for Lender and Lender's successars and assigns. MSRS is the b�eficiary
<br /> under this Security Inatrument.MERS is organized and eacisting under the laws of Delaware,and has an
<br /> address and telephone number of P,O.Box 2026,Flint,MI 48501-2026,tel.(888)679-MERS.
<br /> (F)"Note"means the pmmissory note signed 6y Borrower and dated December 17, 2012 .
<br /> The Note states tl�at Bonowec owes LenderOne Hundred Forty Four Thousand Two
<br /> Hundred Twenty Six and 00/100 Dollars
<br /> (U.S.$144,226.00 )plus interest.Borrower has promised to pay this debt in regular Periodic
<br /> Payments and to pay the debt in fiill not later than January 1, 2043 .
<br /> ((})^Property"means the property that is dcscribed below nnder the heading"Transfer of Rights in the
<br /> Property."
<br /> (H)"Loan"means the debt evidenced by the Note,plus interest,any prepayment charges and late charges
<br /> due under tLe Note,and all sums due under this Securily Instrument,plus interest.
<br /> (I)"Ridas" means all Riders to this Security Instrument that are executed by Borrower. The following
<br /> Riders are to be executed by Borrower[check box as applicable]:
<br /> 0 Ad,justable Rate Rider ❑Condominium Rider �Second Home Rider
<br /> 0 Balloon Rider �Planned Unit Development Rider 0 1-4 Family Rider
<br /> �VA Rider 0 Biweekly Payment Rider ❑Other(s)[specify]
<br /> (J) "Applicable Law" means all controlling applicable federal, state and local statutes, regulaflons,
<br /> . ordinances and administraflve rules and orders(that have the effect of law) as well as all applicable flnal,
<br /> non-appealable judicial apinions.
<br /> (K)"Community Association Du�,Feas,ead Asses��ts"means a11 dues,fees,assessments and other
<br /> . charges that are imposed on Borrower or the Property by a condominium associaaon, homeowners
<br /> associaHon or similar organization.
<br /> (L) "Electronic Funds Transfer" means any transfer of funds, other than a transacdan odginated by
<br /> check, draft, or similaz paper inshument, witich is Liltiated through an electronic term9nal, telephonic
<br /> instrument,computer,or magnetic tape so as to order,instruct,or authorize a financiai instituflon to debit
<br /> or credit an account. Such term includes, but is not limlted to, point-of-sale Iransfers, automated teller
<br /> machine transactions, transfers initiated by telephone, wlre h�ansfers, and automated clearinghouse
<br /> iransfers.
<br /> (M)"Escrow Items"means those items that aze described in Section 3.
<br /> (I�"Mi�llaneous Procaeds"means any compensaHon,settlement, awazd of datnages,or proceeds paid
<br /> by any third party(other than insurance proceeds paid under the coverages described in Sectlon 5)for: (i)
<br /> daznage to, or destruction of, the Property; (ii) condemnaHon or other taking of all or any part of the
<br /> Property; (iii) conveyance in lieu of condemnation: or(iv)misrepresentaHons of, or oadssions as to,the
<br /> value and/or conditlon of the Property.
<br /> (0)"Mortgage Insurance"means 9nsurance protecting Lender aa inct the nonpayment of, or defanit on,
<br /> the Loan.
<br /> 92285634 0086307519
<br /> N�RASKA-Single Family-Fannle Mae/Fr�dle Mec UNIFORM INSiFBJMENT WITt�M�S
<br /> �$A(NE�IoaioJ Paye z or ts inmais:�� Fortn 3028 1/07
<br />
|