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Return To: <br />FINAL DOCS T7408 -01F <br />4101 WISEMAN BLVD BLDG 108 <br />SAN ANTONIO, TX 78251 -4200 <br />Prepared By: <br />WELLS FARGO BANK, N.A. <br />9780 S MERIDIAN BLVD, 2ND FL, ENGLEWOOD, CO 801125910 <br />Deed of Trust <br />Borrower is the trustor under this Security Instrument. <br />0352636278 <br />NEBRASKA-Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />VMP <br />Wolters Kluwer Financial Services <br />NMFI# 3028 (NECD) Rev. 08/2011 <br />r <br />r> <br />rN) <br />(J) U) <br />cn <br />Definitions <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated DECEMBER 27, 2012 , together with all <br />Riders to this document. <br />(B) "Borrower" is BENJAMIN R MERCHANT AND AMY L MERCHANT, HUSBAND AND WIFE <br />Form 3028 1/01 <br />VMP6(NE) (1105).00 <br />Page 1 of 17 <br />