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▪ ; ∎v n > <br />n i c_ - <br />C 7 - i <br />r , "1 rn <br />rf! i i c -w c-) <br />r ___ <br />t <br />IV <br />0 (f , <br />LD <br />I <br />cn <br />V) <br />y <br />When Recorded Return To: <br />Five Points Bank <br />2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />CI <br />▪ c <br />a <br />DEFINITIONS <br />.,,.I Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />r 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />fn Section 16. <br />1" (A) "Security Instrument" means this document, which is dated December 17, 2012 <br />7O together with all Riders to this document. <br />(B) "Borrower" is <br />• Michael S. Hein and Constance L. Hein, Husband and Wife <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br />(Space Above This Line For Recording Data] <br />DEED OF TRUST <br />Lender is a Nebraska Corporation <br />organized and existing under the laws of State of Nebraska <br />Lender's address is 2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is <br />First State Bank Nebraska <br />4915 Old Cheney Rd <br />Lincoln, NE 68516 <br />(E) "Note" means the promissory note signed by Borrower and dated December 17, 2012 <br />The Note states that Borrower owes Lender <br />Two Hundred NinetyTwo Thousand DOLLARS and Zero CENTS <br />Dollars (U.S. $ 292,000.00 ) plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than <br />January 1, 2038 <br />NEBRASKA- Single Family - FannieMae /Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 <br />Laser Forrns Inc. (800)446-3555 <br />LFI #FNMA30289/11 Page 1 of 13 Initials: <br />Parcel ID: 400417421 <br />