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WHEN RECORDED, MAIL TO: <br />Exchange Bank <br />1204 Allen Drive, PO Box 5793 <br />Grand Island, NEBRASKA 68802 <br />This instrument was prepared by: <br />Exchange Bank <br />1204 Allen Drive, PO Box 5793 <br />Grand Island, NEBRASKA 68802 <br />308 - 382 -2900 <br />Z <br />vt 70 A N N <br />d AA <br />DEED OF TRUST <br />CD <br />r <br />r <br />rr) <br />vi <br />t'J <br />r •.) <br />C7 (f) <br />C) —4 <br />'7 <br />Y7 - rn <br />0 <br />r\.7 C - n <br />-T3 r r_i] <br />Cr) <br />(r) <br />_L U) <br />C/) <br />[Space Above This Line For Recording Data] <br />tz MIN: 100846702011243927 <br />atm SIS Telephone #: (888) 679-MERS <br />ze <br />,�; DEFINITIONS <br />A Words used in multiple sections of this document are defined below and other words are defined in Sections 3,11,13, 18, <br />y . 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />>ti (A) "Security Instrument" means this document, which is dated December 21, 2012, together with all Riders to this <br />AI document. <br />r (B) "Borrower" is Collin Martin, a single person and Whitney A Roush, a single person. Borrower is the trustor under <br />C this Security Instrument. <br />C (C) "Lender" is Exchange Bank, organized and existing under the laws of the United States of America. <br />rri <br />CO) Lender's address is 1204 Allen Drive, PO Box 5793, Grand Island, NEBRASKA 68802. <br />(D) "Trustee" is U S Bank Home Mortgage <br />Trustee's address is 4801 Frederica Street , Owensboro, Daviess County KENTUCKY 42301. <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely <br />as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security <br />NEBRASKA - Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT with MERSForm 3028 1 /01 <br />Page 1 of 13 n,^ <br />IDs, Inc. Borrower(s) Initials i2/ <br />