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� 201211035 <br /> (G)"Load'means the debt evidenced by the Note,plus interest,any prepayment charges and late charges due under the <br /> Note,and all sums due under this Security Instrument,plus interest. <br /> (H)"Riders"means all Riders to this Security lnstruinent that are executed by Borrower.The following Riders are to be <br /> executed by Borrower[check box as applicable]: <br /> ❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider <br /> � Balloon Rider ❑ Planned Unit Development Rider ❑ VA Rider <br /> ❑ 1-4 Family Rider ❑ Biweekly Payment Rider <br /> ❑ Other[Specify] <br /> (I)"Applicable Law" means all controlling applicable federal, state and local statutes,regulations, ordinances and <br /> administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial <br /> opinions. <br /> (.n°LCommunity Association Dues,Fees,and Assessments"means all dues,fees,assessments and other charges that <br /> are imposed on Borrower or the Property by a condominium association,homeowners association or similar organization. <br /> (K)°°Electronic Funds Transfer"means any transfer of funds,other than a transaction originated by check,draft,or <br /> similar paper instrument,which is initiated through an electronic terminal,telephonic instrument,computer,or magnetic <br /> tape so as to order,instnxct,or authorize a fmancial institution to debit or credit an account.Such term includes,but is not <br /> limited to,point-of-sale transfers,automated teller machine transactions,transfers initiated by telephone,wire transfers, <br /> and automated clearinghouse transfers. <br /> (L)"Escrow ltems"means those items that are described in Section 3. <br /> (M)°°Miscellaneous Proceeds"means any compensation,settlement,award of damages,or proceeds paid by any third <br /> party(other than insurance proceeds paid under the covera�es described in Section 5)for:(i)damage to,or destruction <br /> of, the Property; (ii)condemnation or other taking of all or any part of the Property; (iii)conveyance in lieu of <br /> condemnation;or(iv)misrepresentations of,or omissions as to,the value and/or condition of the Property. <br /> (N)"Mortgage Insurance"means insurance protecting Lender against the nonpayment of,or default on,the Loan. <br /> (0)"Periodic PaymenY'means the regularly scheduled amount due for(i)principal and interest under the Note,plus <br /> (ii)any amounts under Section 3 of this Security Instrument. <br /> (P)"RESPA" means the Rea1 Estate Settlement Procedures Act (12 U.S.C. § 2601 et seq.) and its implementing <br /> regulation, Regulation X (12 C.F.R. Part 1024), as they might be amended from time to time, or any additional or <br /> successor legislation or regulation that governs the same subject matter.As used in this Security Instrument,"RESPA" <br /> refers to all requirements and restrictions that aze imposed in regard to a"federally related mortgage loan"even if the <br /> Loan does not qualify as a"federally related mortgage loan"under RESPA. <br /> (Q)•`Successor in Interest of Borrower"means any pariy that has taken title to the Property,whether or not that party <br /> has assumed Borrower's obligations under the Note and/ar this Security Instniinent. <br /> TRANSFER OF RIGHTS IN THE PROPERTY <br /> This Security Instrument secures to Lender: (i) the repayment of the Loan, and all renewals, extensions and <br /> modifications of the Note; and (ii) the performance of Borrower's covenants and ageements under this Security <br /> Insh-ument and the Note.For this purpose,Borrower irrevocably grants and conveys to Trustee,in trust,with power of <br /> sale,the following described property located in the County of Hall: <br /> THE WEST HALF(W 1/2)OF LOTS ELEVEN(11),AND TWELVE(12),BLOCK FIVE(�,FOURTH <br /> ADDITiON TO CAiRO,HALL COUNTY,NEBRASKA. <br /> Parcel ID Number:400169037 <br /> which currently has the address o£ 501 Berber St <br /> NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT F 3028 'I/0'I <br /> Page 2 of'I 2 <br /> io5.inc. Borrower(s)Initials <br />