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ASSIGNABILITY. Lender may assign or otherwise transfer this Security Instrument or any of Lender's rights under this Security Instrument without notice to Grantor. Grantor may not assign this Security Instrument or any part of the Security Instrument without the express written consent of Lender. GOVERNING LAW. This Security Instrument will be governed by the laws of the State of Nebraska including all proceedings arising from this Security Instrument. SEVERABILITY. If a court of competent jurisdiction determines any term or provision of this Security Instrument is invalid or prohibited by applicable law, that term or provision will be ineffective to the extent required. Any term or provision that has been determined to be invalid or prohibited will be severed from the rest of the Security Instrument without invalidating the remainder of either the affected provision or this Security Instrument. WAIVER OF JURY TRIAL. All parties to this Security Instrument hereby knowingly and voluntarily waive, to the fullest extent permitted by law, any right to trial by jury of any dispute, whether in contract, tort, or otherwise, arising out of, in connection with, related to, or incidental to the relationship established between them in this Security Instrument or any other instrument, document or agreement executed or delivered in connection with this Security Instrument or the related transactions. ENTIRE AGREEMENT OF THE PARTIES. This agreement, including all agreements referred to or incorporated into this agreement, constitutes the entire agreement between the parties relating to the subject matter of this agreement. This agreement supersedes all prior oral or written agreements, commitments and understandings between the parties relating to the subject matter of this agreement and cannot be changed or terminated orally, and shall be deemed effective as of the date noted above. By signing this Security Instrument, each Grantor acknowledges that all provisions have been read and understood. Si ed and s by Grantor(s): �---�' Tom Um .. 44 / � Indivi . Cary K Ummel Individually STATE OF COUNTY OF The foregoing instrument was acknowledged by Tom Ummel Sr, • my mmel Jr, and ary K Ummel, before me on December 21, 2012. In witness whereof, I hereunto set m . d an.. applicable, official seal. My commission expires: (Official Seal) NEBRASKA Date GENERAL NOTARY- State of Nebras LEE JACOBSEN lily Comm. Exp. Feb. 18, 2015 ® 2004-2011 Compliance Systems, Inc. CDBD -CEFB - 2011L2.0.475 Commercial Real Estate Security Instrument - DL4007 - `9— INDIVIDUAL ACKNOWLEDGMENT Identification Number ,. 201211021 Tommy mel Jr Date Individually Page 5 of 5 www.compliancesystems.com Initials