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201210951 <br /> (C) "Lender" is EQUITABLE BANK <br /> Lcnderisa SdVingS Bank <br /> organi��dandeustingunderthelawsofTHE STATE OF NEBRASKA <br /> Lendcr'saddressis 113 N LOCUST ST PO BOX 16D GRAND ISLAND NE 68802-0160 <br /> Lender is the beneficiary under this Security lnstrument. <br /> (D) "Trustee" is EQUITABLE BANK <br /> (E) "Note" means the pronnissory note signed by&orrowcr and dated De cemb e r 19, 2 012 . Thc Note <br /> states that Borrower owes Lender SEVENTY ONE THOUSAND AND 00/1�0 <br /> Bollass (U.S. $71.0 0 D.0 0 )plus interest Borrower has promised To pay this debt in regulaz <br /> Periodic Payments and to pay the debt in full not later than J a n u a ry 1, 20 2 8 <br /> (F) "Property" means the proper[y that is described below under the hcadinn "Transfer of Rights in the <br /> Property.,' <br /> (G) "Loan" means the debt evidenced by the Note, plus intcrest, any prepayment charges and late charges due <br /> under the Note, and zll sums due imder this Security Instrumegt, plus interest. <br /> (H) "Riders" means all Riders to tlus Secwity Instrument that aze executed by Barrower. The fo"Ltowing Riders <br /> are to bc cxecuted by Borrower [check box as applicable]: <br /> � Adjustable Rate Rider � Condominium Rider 0 Second Home Rider <br /> � Ballorn Rider �Planned Utut Deoelopment Rider 0 1-4 Fu�ily Rider <br /> � VA Rid� � Biweekly Payment Ride= � Other(s) [specify] <br /> (I) "Applieable Law" means all controlling applica6le£ederat, state and local statutcs, reo ilations, ordinances <br /> and adtninistrative rulcs and orders(that have Yhe effect of Iaw) as�vell as all applicable fina?, non-appealable <br /> judicial opinions. <br /> (J) °'CommunRy Association Dues, Fees, and Assessments'° m�ns all dues, fees, assessmerns and other <br /> charges that are nnposed on Bonower or the Property by a condominium associalion, homeo�vners <br /> association or simllaz arganlzarion. <br /> (K) "Electronic Funds Transfer" means any transfer of funds, other than a transacrion originated by check, <br /> draft, or similar papex instnunent, R�hich is initiated throngh an electronic temunal, telephonic in.staunenT, <br /> computer, ar inagietic tape so as To order, instruct, or auihorize a finaneial ivstitution to debit pr cie�lit� <br /> accoLu-rt. Such.term incl-sd.es, but is not limited to, noi,nt-of-sale transfers, automaked teller machine <br /> transactions, transfers initiated by telephone, v✓ire transfers, anei automated clearingU.ouse iransfers. <br /> (L) "Escrow Items" means those iterns that are ciescribed in Seetion 3. <br /> (M) "M iscellaneous Proeeeds" means any compensalion, settleuient, award of damages, or proceeds paid by <br /> any third pariy(other than insuranee proceeds paid under the coveranes described u1 Section 5) for. (i) <br /> damage to, or destrucrion of the Properry; (ii) condemuation ox other taking of all or any pazt of U2e <br /> Property; (ni) conveyance in lieu of condemnation; or(iv)misrepresentations oE, or omiysions as to, the <br /> value and/or condition of thc Properly. <br /> 240031]] <br /> NFBRASKASingle Famity-Fannie M aelReddie M ac ON IFOR�d MSTROh1 ENT Form 3028 tl01 <br /> VM P p V M P6(NE)(1 t05) <br /> W oi,ers Kluwer Financial Services Page 2 of i T <br />