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201210951 designated a subslitute notice address by notice to Lender. Bonok�er shall promptly notif'y Lender of Borrolver's change of address. If Lender specifies a procedure for reporting Bonower's change of address, then Borrower shall only report a ehange of address through fliat speclfied proeedure. Therc may be only one designated norice address under this Security Inshwnent at any one tisne. Any notice to Lender shall be given by delivering it or by mvling it by first class mail to Lender's address stated herein unless Lender has designated another address by notice to Bonower. Any notice in connection with Chis Security Instnunent shall not be deemed to have been given to Lender until actually received hy Lender. If any notiec required by f,his SecuriYy Inslrument is also required imder Applicable T.aw, the Applicable Law requirement will satisfy the corresponding requirement under this Securify Instrument. 16. Governing Law; Severability; Rules of Construction. Thi� Security Instrument shall bc govemed by federal law and the law of the jurisdiction in which the Properry is located. All rights and obligations contained in Ylus Seciaity ItLstrumenk aze sttirject to any requiiements and limitarions of Applioable I,aw. rlpplicable Law might explicifly or implicitly allow the parties to agree by contract oa it might be silent, bnY such silence shall not be construed as a prohibition against agreement by contract. In the event that any provision or clause of this Security Instrument or the Note conflicts with Applicahle Law, such conflict shall not afCecY other provisioas of this Security Instrurnent ox the Note which can be given effect without the conflicting provision. As used in this Security In�trumenr. (a)words of the masculiue gender shall mean and include corresponding neuter words or words of the feminine gender; (b)words in the singular shall mean and include the plural and vice vetsa; and(c)the word�"may" gives sole discrerion without any obligation to takc any action, 17. Borrower's Copy. Barrower shall be given one copy of the Note and of this Security Insmunant. 18. Transfer of the Property or a Beneficial Interest in Borrower. As used"m this Seccion 18, "Interest in The Property" mxins any legal ox benefieial int�est in the Property, including, but not lunited to, those beneficial interests transferred in a bond for decd, eontract for dead, installment sales contract or escrow agreement, the inlent of whicl�is the transfer of title by Borrower at a future date to a purchaser. If all or any part of the Proper[y or any Interest in the Property is sold or transferred(or if Borrower is not a nahffal person and a beneficial interest in Bosower is sold or transferred) without Lender's prior writtcn consent, Lender may rcquire immediate payment;n Pull of all sums secured by�?his Security Instrument. However, this option�shall not be exercised by Lender if sucu exercise is prolubited by Applicable Law. If Lender exercises this option, Lender shall�ve Borzower notice of aeceleration. The notice shall provide a period of not less than 30 days from tlic date the notiee is given in aceordance with Seckion 15 within which Borrower must pay all sums secured by this Security Inshzunent. I£Borrower fails to paq fficsc sums prior to the expiration of this period, Lender may invoke any remeclies permitted by this Security Instnunent without further notice or demand on Borrower. 19. Borrower's Right to Reinstafe After Acceleration. If Boaower meets certain condirions, Borrower shall have fhe right to have enforcement of this Security Instnunent discQntinued at any time pxiox to the earlicst of. (a) five days before sale of the Property pursuant to any power of sale contained in this Security Insh-ameut; (b) such other period as Applicable Law might specify for the temvnation of Borrower's riglit to reinsfate; or(c) enhy o£a judgnent enforcmg this Security Instrument. Those eonditions aze that Borrower: (a)pays Lenuer aIl sum5 which then would be due under this Sec;urity Insh-ument and the I�Tote as if no acceleration had occurred; (b) cures any default of any other covenants or ageemcnts; (c)pays all�penses incurzed in enfoxcing this Secuxity Instnrment, including, but not limited to, xeasonable attomeys' feos, property inspecfion and valuation fees, and other fees incurred Ppr the ptupose of protecting Lend�'s interest zaooai�z �E3RASKA-Sin51a Family-Fznnie Mae7Fretl0ie N sc UNIFOFUvI INSTRUM1I FNT Form 3�28 7l01 vonP;� vnaas(ue��iies� Wolters Kluuver Flnencl2l Services Page 2 of 11