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201210949 <br /> (C) "Lender" is EQUITABLE QANK <br /> Lenderiea Savings 6ank <br /> organized ancl existing under the laws of TI I E STAT E 0 F N E B RAS KA . <br /> I,ender'snddressis 113 N LOCUST ST P0 BOX 160 GRAND ISLAND NE 68802-0160 <br /> Lender is the baneficiary tuider this Sectiuity Instrument. <br /> (D) "7rustee" is EQUITABLE BANK <br /> �E) "Note" ineausthepromissorynotesiguedby}3oxcower�ncldateci December 1$, 2012 . TlieNote <br /> statesthatH��YowcrowesLender SIXTY FIVE THOUSAND AND 00/100 <br /> Dollars(U.S. $65,0 00.00 )plus interest. ,Borrower has promised to pay Hiis debt in regular <br /> Periodic Payment9 und to pay tho dcbt ui full noC I�tex than J a nU d Y'y 1 , 2023 . <br /> (F) "PYOpeI'ty�� me�a�s�lie property tltat is dc�criFaed below under the heaciing "TrvisPer of Rights in fhe <br /> Proparty." <br /> (G) "Loan" means the dcbt evidenced by the Note, plus interest, any prepayinent charges and lnte cl�arges ciue <br /> undc%r tl�c Nofe, and all sums Ciue under this Security Instrmnent, plus interest. <br /> (W) "RiderS" means all ltiders fu fliis Seourity Instrument that are executed by Bora•ower, Tlie follc�wiii�Riders <br /> aro to bc exeeuLeci by Borrower [check l�ox as epplica�l�le�: <br /> � Adjust�lblc Rate Rider 0 Condominium Rider � Second'Home Ridcr <br /> 0 Bnlloon Rider �Plaauied Unit Developmenf Ridcr � 1-4 Fanvly Rider <br /> � Vd Rider 0 B'rwcelcly PaymenC Rider � Other(s) [apecify] <br /> (I) "Applicable Law" means �11 controlliug applicable fecieral, statc:and loc�l etah��ce, xegulations, ordinanoes <br /> and acl�niv'rsRrative rulea r�nd orders (thaf 1�nvo the cffecC of lazv) pe well as a11 applioable Gn�7, iton-appealable <br /> jiulicial opi�ions. <br /> (J) "Community AssoeiaCiorr Dues, Fees, and Assessments" ineans a11 due9, fees, assesamcnts �indoi:her <br /> ch�rgea chnC�ee iinposed on Borrower or tiha Property Uy a condoininimr� associatiion, homeownexs <br /> �ssocintion or similu� oxganizatiou. <br /> (F� "Electronic Funds Transfer" means airy tranefea•of f�mds, olher chan a transaction originatecl Uy eheck, <br /> draft, or similar papor i�istruinent, whial�i is iniNnted through an elech•onic terminal, tieleplionic instiumenE, <br /> oomputer, or tvngnetic tepe so as to order, inst'�'uct, or aufhorize a financietl instiYufiou ta debi[or ctedit nn <br /> aceouut. Sueh term inoludes, bnt is i�ot 1imited to, point-oP-�11e lran�Pers, automated teller machine <br /> ta a�isaotions, U ausfers initiatcd hy telephone, wire tranafere, and automafed clearinghouse transFers. <br /> (L) "ESCrow 14ems" ineans tllose ite�ns tl�at arc doscribed in Section 3. <br /> (M) "M isCellaneous PI'o¢eeds" meuis any compe��eation, sotticinenC, awtud oP demagea, or prooeeds paid Uy <br /> anq 1liird p2rty(ottier than inaurnuce proceeds�aid uuder the coverages descriUad in Section 5) for: (i) <br /> dui�age to, or cles6rnction o£, the Property; (ii) condenma�tion or ofher taldng of all or any part of thc <br /> Yroperry; (iii) conveyance in lieu of ooncletnnation; or(iv) misrepresentaCions o�P, or onussions as to, 11ie <br /> value aud/or condition ofthaYroperty. ___ _____ <br /> zaaasiaz <br /> N 5BRA8KASInfllo Femlly-Fennle M ae7Ffeddln M ac 11NIFORM INSTRUM ENT Form 9020 1 J01 <br /> vroiN� vMNs�Ne��i�os� <br /> bValters Kluwar PlnancialSerNces Page�2 oF 1] <br />