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DISCLAIMER OF RIGHT TO DESIGNATE HOMESTEAD <br />Each of the undersigned states as follows: <br />NON - HOMESTEAD <br />I intend to grant a security interest in real property legally described on the attached mortgage or <br />deed of trust. No part of my homestead is presently situated on said real estate, nor will any of my <br />homestead be situated on said property in the future. However, if I establish a homestead on any part of <br />said real estate during the time the mortgage or deed of trust remains unsatisfied and is a lien upon the real <br />estate, I will have no right to make a designation of homestead in the event of a foreclosure or trustee's sale <br />upon such mortgage or deed of trust. <br />HOMESTEAD <br />❑ I intend to grant a security interest in real property legally described on the attached mortgage or <br />deed of trust. My homestead is located on said real estate, and I understand I have the right to make a <br />designation of homestead in the mortgage or deed of trust. If I waive or disclaim the right to designate my <br />homestead I am waiving rights, that I would otherwise have, to retain my homestead in the event of default <br />upon such mortgage or deed of trust. I hereby waive and disclaim the right to designate my homestead. <br />I have read the paragraph checked above, and I understand the contents of that paragraph. <br />This disclaimer was signed before execution of the mortgage or deed of trust. <br />Dated: 12/20/2012 <br />Dated: 12/20/2012 <br />State of Nebraska <br />County of Hall <br />Dated: <br />Dated: 12/20/2012 <br />An ela Harders <br />The foregoing instrument was acknowledged before me this 20th day 01 December , 2012 <br />By Mitch J Harders, Kendra D Harders, Mike Harders and Angela Harders. <br />GENERAL NOTARY -State of Nebraska <br />RHONDA JACOBSON <br />.-.-. My Comm. Exp. Nov. 9, 2014 <br />( n‘D\ `)-toult, <br />Mortga or/Trustor Mitch J Harders <br />Mortgagor/Trustor Kendra D Harders <br />Mike <br />\ Harders <br />v <br />12/20/2012 <br />My Commission e <br />2Oi2iO89 <br />Notary Public <br />