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201210888 designated a substitute notice address by notice to Lender. Borrowcr shall promptly notify Lender of Borrower s change of address. If Lender specifies a pmceclure for reporting Borrower's change of address, then Borrower s1�a11 only report a change of address through that specified procedure. There may be on1y one designated norice address under this Security Insh�iimen4 at any ane rime. tlny notice to Lender shall bc given by delivering it or by mailing it by fust class mail to Lender's address stated herein unless Lendzr has desi�ated another address by notice to Borrower. Aav notice in connection with this Sec�mty Instrument shall not be deemed to have been giVen Yo Lender until aetually receiued by Lender. If any notice required by this Security Instnunem is also required under Applicable La�v, the Applicable Law requirement will satisfy the corresponding requiremenf under this Security Inshument. 16. Goveming Law; Severability; Rules of Construction, This Security Instrument shall be governed bp federallaw and the law of tUs jiuisdiction in which fhe Prop�rry is located All rights and obligarions contained in this Security Iiisfrument aze subject to any requirements and limitarions of Applicable Law. Applicable I aw might e�licitlq ox uupliciUy a11ow the paYties to agee by wnh-act or it mighY be silent, but such silence shall not be construed as a prolubirion against agreement by contract In the event that any provision or clause of rhis Securiry Tnstaunent or the Note conflicts with Applicable Law, such conflict shall not affect other provisions of this Securrty Instrument or the Note�vhich can be given effect without the conflicting provision. As used in this Security Instrument: (a)words of the masculine gender shall mean and include corresponding neuter words or words of the feinuune gender; (b)words in the singular shall mean and include the plural and vice versa; and(c)the ward"may" gjves sole discretion without any obligation to take any action. 17. Borrower's Copy. Borrower shall be given one copy of the Note and of this Security Instrument. 18. Transfer of the Property or a Beneficial Interest in Borrower. As used in this Sectiou 18, "Interest in the Properry" means any legal ox beneficial interest in the Property, including, but not limited fo, those beneficial interests transferred in a bond far deed, contraet for deed, installment sales contract or escrow a�eemeut, the intent of which is the transfer of title by Borrower at a future date to a purchaser. Ii all or any part of the ProperCy oz any Interest in the Property is sold or transfeaed(or if Borrower iS not a natural person and a beneficial interest in Borrower is sold or fransferred)without Lender's prior written consent, Lender may require iirimediate payment in full of all sum, secured by this Security TsistnunenT. However, this opuon shall not be exercised by Lender if such exercise is prohibited by Applicable La�e�. If Lender exercises tkis option, Lender shall give Borrower notice of acceleYation. The noflce shall provide a period of not less than 30 days from the date the notice is given in accordance with Section 15 within which 13osower inust pay all sums secured by this Security In�trument If Borrower faiLs to pap these sums�ior to the�piration of this period, Lender may invoke any remedies pemutted by this Security Instrument without further notice or demand on Borrower. 19. Borrower's Right to Reinstate After Acceleration. If Borrower meets certain conditions, Borro�ver sha11 have thc right to have enforcement of this Security Instrument discontinued at any time prior to the eazliest of: (a) five days before sale of the Property pursuant to any power of sale contained in this Security Instrnment; (b) such othec period as Applieable Law ivight specify foT the fercninarion of Borrower's ngllt to reinstate; or(c) entry of a judgment enforcing this Security Instrument. Those conditions aze that Borrower: (a)pays Lender all swns which then would be due under this Security Insinunent and the Note as if no acceleration had occurred; (b) cures any default of any other covenants or agreements; (c)pays all expenses incurred in enforcing this Security Inshwnent, including, but not limited to, reasonable attorneys' fees, property inspection and valuation fees, and other fees incurred for the purpose of protecting Lender's interest zaoosoae NE3RASKh-Single Family-Fannie M aPlFredtlie R1ac UNIFORYI MSTRUMENT Porm 3028 V01 VMP�q � V�dP6(NE)(1105) Wolters Kluw=_�Fnancial Servires Page 12 of 1]