MICHAEL J VOSS
<br />Nebraska Deed Of Trust
<br />N E /4LR U D I C H A00000000000648044121412 N
<br />201210862
<br />Instrument will remain in effect until the Secured Debts and all underlying agreements have
<br />been terminated in writing by Lender.
<br />2. MAXIMUM OBLIGATION LIMIT. The total principal amount secured by this Security
<br />Instrument at any one time and from time to time will not exceed $500,000.00. Any limitation
<br />of amount does not include interest and other fees and charges validly made pursuant to this
<br />Security Instrument. Also, this limitation does not apply to advances made under the terms of
<br />this Security Instrument to protect Lender's security and to perform any of the covenants
<br />contained in this Security Instrument.
<br />3. SECURED DEBTS. The term "Secured Debts" includes and this Security Instrument will
<br />secure each of the following:
<br />A. Specific Debts. The following debts and all extensions, renewals, refinancings,
<br />modifications and replacements. A promissory note or other agreement, No. 10357, dated
<br />December 14, 2012, from MICHAEL J VOSS (Borrower) to Lender, with a loan amount of
<br />$373,605.80.
<br />B. All Debts. All present and future debts from MICHAEL J VOSS to Lender, even if this
<br />Security Instrument is not specifically referenced, or if the future debt is unrelated to or of a
<br />different type than this debt. If more than one person signs this Security Instrument, each
<br />agrees that it will secure debts incurred either individually or with others who may not sign
<br />this Security Instrument. Nothing in this Security Instrument constitutes a commitment to
<br />make additional or future loans or advances. Any such commitment must be in writing. In
<br />the event that Lender fails to provide any required notice of the right of rescission, Lender
<br />waives any subsequent security interest in the Grantor's principal dwelling that is created by
<br />this Security Instrument. This Security Instrument will not secure any debt for which a
<br />non - possessory, non - purchase money security interest is created in "household goods" in
<br />connection with a "consumer loan," as those terms are defined by federal law governing
<br />unfair and deceptive credit practices. This Security Instrument will not secure any debt for
<br />which a security interest is created in "margin stock" and Lender does not obtain a
<br />"statement of purpose," as defined and required by federal law governing securities. This
<br />Security Instrument will not secure any other debt if Lender fails, with respect to that other
<br />debt, to fulfill any necessary requirements or limitations of Sections 19(a), 32, or 35 of
<br />Regulation Z.
<br />C. Sums Advanced. All sums advanced and expenses incurred by Lender under the terms of
<br />this Security Instrument.
<br />4. PAYMENTS. Grantor agrees that all payments under the Secured Debts will be paid when
<br />due and in accordance with the terms of the Secured Debts and this Security Instrument.
<br />5. NON - OBLIGATED GRANTOR. Any Grantor, who is not also identified as a Borrower in the
<br />Secured Debts section of this Security Instrument and who signs this Security Instrument, is
<br />defined as a cosigner for purposes of the Equal Credit Protection Act and the Consumer
<br />Financial Protection Bureau's Regulation B, 12 C.F.R. 1002.7(d)(4), and is referred to herein as
<br />a Non - Obligated Grantor. By signing this Security Instrument, the Non- Obligated Grantor does
<br />convey and assign their rights and interests in the Property to secure payment of the Secured
<br />Debts, to create a valid lien, to pass clear title, to waive inchoate rights and to assign earnings
<br />or rights to payment under any lease or rent of the Property. However, the Non - Obligated
<br />Grantor is not personally liable for the Secured Debts.
<br />6. WARRANTY OF TITLE. Grantor warrants that Grantor is or will be lawfully seized of the
<br />estate conveyed by this Security Instrument and has the right to irrevocably grant, convey and
<br />sell the Property to Trustee, in trust, with power of sale. Grantor also warrants that the
<br />Property is unencumbered, except for encumbrances of record.
<br />7. PRIOR SECURITY INTERESTS. With regard to any other mortgage, deed of trust, security
<br />agreement or other lien document that created a prior security interest or encumbrance on the
<br />Property, Grantor agrees:
<br />A. To make all payments when due and to perform or comply with all covenants.
<br />B. To promptly deliver to Lender any notices that Grantor receives from the holder.
<br />C. Not to allow any modification or extension of, nor to request any future advances under
<br />any note or agreement secured by the lien document without Lender's prior written consent.
<br />8. CLAIMS AGAINST TITLE. Grantor will pay all taxes, assessments, liens, encumbrances,
<br />lease payments, ground rents, utilities, and other charges relating to the Property when due.
<br />Lender may require Grantor to provide to Lender copies of all notices that such amounts are due
<br />and the receipts evidencing Grantor's payment. Grantor will defend title to the Property against
<br />any claims that would impair the lien of this Security Instrument. Grantor agrees to assign to
<br />Lender, as requested by Lender, any rights, claims or defenses Grantor may have against
<br />parties who supply labor or materials to maintain or improve the Property.
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<br />Wolters Kluwer Financial Services ®1996, 2012 Bankers age 2
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