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201210843 6. OccupanCy. Borrower sha11 occupy, establish, and use the Property as Horrower's principal residence within 60 days after the execution of tlris Secm•ity Instrmnent and shall continue to occupy the Property as Borrower's principal residence for at least one year after the date of occupancy, unless Le�der otherwise agrees in writing, wluch consent shall not be unreasonably withheld, or unless extenuating circumstances exist which aze beyond Horrower's control. 7. Preservation, MaiMenance and Protection of the Property; inspections. Borrower sk�all not destroy, damage ar impair the Property, allow the Property to deteriorate or commit waste on the Property. Whether or not Bonower is residing in the Property, E3orrower shall maintain the Property in order to prevent the Property from deteriorating or decreasing in value due to its condition. Unless it is de[ermined pursuant to Section 5 that repair or restoration is not economically feasible, Borrower shall promptly repair the Property if damaged to avoid fwther deterioration or damage. If insurance or condemnation proceeds aze paid in connection with damage to, or the taking of, the Property, }3orrower shall be responsible for repairing or restoring the Property only if Lender has released proceeds for such purposes. Lender may disburse proceeds for the repairs and restoration in a single payment or in a series of progress payments as lhe work is completed. If the inswance or condeiruiation proceeds aze not sufficient to repair or restore the Property, Borrower is not relieved of Borrower's obligation for the completion of such repair or restoration. Lender or its agent may make reasonable enh-ies upon and inspections of the Property. If it has reasonable cause, Lender may inspect the interior of the improvements on the Property. Lender shall give Borrower notice at the time of or prior to such an interior inspection specifying such reasonable cause. 8. 9orrower's LOan Application. Borrower shall be in default if, dising the Loan application process, Borrower or any persons or entities acting at the direction of Borrower or with Honower's knowledge or consent ga�e materially false, misleading or inaccurate information or statements to Lender(ar failed to provide I,ender with material information)in connection with the I.oan. Material representations include, but aze not limited to, representations concerning Borrower's occupancy of the Property as Borrower's principal residence. 9. Protection of Lenders Ir�te�+est in the Property and Rights Under this Security Instrumerrt. If(a) Borrower fails to perform the covenants and agreements contained in tlris Security Insh-ument, (b)there is a legal procceding thaf might significantly affect Lender's interest in the Property and/or rights under this Security]nstrument(such as a procceding in bankruptcy, probate, for condemnarion or forfeiture, for enforcement of a lien which may attain priority over this Securiry InsWment or to enforce laws or regulations), or{c)Borrower has abandoned the Property, then Lender may do and pay for whatever is reasonable or appropriate to protect Lender's interest in the Property and rights under this Security Instrument, including protecting and/or assessing the value of the Property, and securing and/or repairing the Property. Lender's actions can include, but are not limited to: (a)paying any sums secured by a lien which has priority over this Security Instrument; (b)appearing in court; and(c)paying reasonable attorneys' fees to protect its interest in the Property aod/or rights under this Security lnstrument, including i[s secured position in a bankruptcy proceeding. Securing the Property includes, but is not limited to, entering the Property to make repairs, change locks, replace or board up doors and windows, drain water from pipes, eliminate building or other code violazions or dangerous conditions, and have utililies turned on or off. Although Lender may take actian under this Section 9, Lender dces not have to do so and is not under any duty or obligation to do so. It is ageed that Lender incurs no liability for not taking any or a71 actions authorized under this Section 9. 23002)8954 D VBANE NEBRASKA-Sinpk Famity-Fenne Mae/Freddie Mac UNIFOflM INSTNUMENT WRH MEHS Form 3028 1/01 VMP�� VMPBA(NE)�i146) Wokrs Kluwer Financiel Services Pepa 8 of 7]