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201210843 Parcel ID Number: 400094118 wluch cwrently hss the address of 934 S PINE ST (Street) G[tAND ISLAND (City), Nebraska 68801 (Zdp Cnde) ("Property Address"): TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions sha11 also be covered by this Security Instrument. AII of the foregoing is referred to in this Security InsRument as the "Property." Borrower understands and agrees that MERS holds only legal title ro the interest ganted by Borrower in tivs Security Inshument, but, if necessary to comply with law or custom, MERS(as nominee for Lender and Lender's successors and assigns)has the right: w exercise any or all of those interests, including, but not limited to, the right to foreclose and sell the Property; and to take any aarion required of Lender including, but not limited to, releasing and canceling tlus Security Instrument. BORROWER COVENANTS that Borrower is law�fully seised of the estate hereby conveyed and has the right to grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Bonower wazrants and will deFend generally the title to the Property against all claims and demands, subject to any encumbrances of record. THIS SECURITY INSTRUMENT combines uniform covenaots for national use and non-uniform covenants with limited variations by jurisdiction to constitute a uniform security instrument covering real PloPerty. Uniform CovenaMs. Borrower and Lender covenant and agree as follows: 1. Paymerrt of Principal, Interest, Escrow Items, PrepaymeM Charges, and late Charges. Borcower shall pay when due the principal of, and interest on, the debt evidenced by the Nole and any prepayment chazges and late charges due under the Note. Borrower shall also pay funds for Escrow Items pursuant to Section 3. Payments due under the Note and tkus Security Inshvment shall be made in U.S. currency. However, if any check or other instrument received by Lender as payment under the Note or this Securiry Instrument is returned to Lender iwpaid, Lender may require that any or all subsequent payments due under the Note and this Security Instrument be made in one or more of the following forms, as selected hy Lender: (a)cash; (b)money order; (c) certified check, bank check, treas�er's check or cashier's check, provided any such check is drawn upon an institution whose deposits are insured by a federal agency, instrumentality, or entity; or(d) Elec:tronic Funds Transfer. Payments aze deemed received by Lender when received at the location designated in the Note or at such other location as may be designated by Lender in accordance with the notice provisions in Section 15. Lender may retum any payment or partial payme�t if the payment or partial payments are insufficient to bring the Loan current. Lender may accept any payment or partial payment insufficient to bring the Loan current, without waiver of any rights hereunder or prejudice to its rights to refuse such payment or partial payments in the future, but Lender is not obligated to apply such payments at the time such payments are accepted. If each Periodic Payment is applied as of its scheduled due date, then Lender need not pay interest on unapplied funds. Lender may hold such unapplied funds until Borrower makes payment to bring the Loan current. If Borrower does not do so within a reasonable period of time, Lender shall either apply such £unds or retmv them to Borrower. If not applied earlier, such funds will be applied to the outstanding principal balance imder the Note immediately prior to foreclosurc. No offset or claim which Sorrower might have now or in the future against I.ender shall relieve Borrower&om malcing payments due under the Note and this Security Instrument or perfornvng the covenants and agreements securcd by this Security Instrument. 23002]8854 ❑VBANE NEBfiASKA-Single Femily-Fennie McelFredtlie Mac VNIFORM INSTRUMENT WITH MEPS Porm 30�B 1/01 VMP(q� VMPBAME)�1105) Wokers Kluwu Finanuel Smvices Page 4 of 1 J