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<br />WHEN RECORDED MAIL TO:
<br />Five Points Bank
<br />0\J South Branch
<br />3111 W. Stolley Pk. Rd.
<br />Grand Island, NE 68801
<br />FIVE POINTS BANK
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<br />DEED OF TRUST
<br />THIS DEED OF TRUST is dated December 10, 2012, among KEVIN R WERNER and ELIZABETH
<br />A WERNER; Husband and Wife ( "Trustor "); Five Points Bank, whose address is South Branch,
<br />3111 W. Stolley Pk. Rd., Grand Island, NE 68801 (referred to below sometimes as "Lender"
<br />and sometimes as "Beneficiary "); and Five Points Bank, whose address is P.O Box 1507, Grand
<br />Island, NE 68802 -1507 (referred to below as "Trustee ").
<br />CONVEYANCE AND GRANT. For valuable consideration, Trustor conveys to Trustee in trust, WITH POWER OF SALE,
<br />for the benefit of Lender as Beneficiary, all of Trustor's right, title, and interest in and to the following described real
<br />property, together with all existing or subsequently erected or affixed buildings, improvements and fixtures; all
<br />easements, rights of way, and appurtenances; all water, water rights and ditch rights (including stock in utilities with
<br />ditch or irrigation rights); and all other rights, royalties, and profits relating to the real property, including without
<br />limitation all minerals, oil, gas, geothermal and similar matters, (the "Real Property ") located in HALL
<br />County, State of Nebraska:
<br />LOT EIGHT(8), ISLAND ACRES NO. 9, AN ADDITION TO THE CITY OF GRAND ISLAND,
<br />HALL COUNTY, NEBRASKA, EXCEPTING A CERTAIN TRACT MORE PARTICULARLY
<br />DESCRIBED ON PLAT OF ISLAND ACRES NO. 13 RECORDED AS DOCUMENT NO.
<br />77- 006482
<br />AND
<br />LOT ONE (1), EXCEPT THE SOUTH SIXTY AND EIGHTY SIX HUNDREDTHS (60.86) FEET
<br />OF SAID LOT ONE (1), ISLAND ACRES NO. 13, AN ADDITION TO THE CITY OF GRAND
<br />ISLAND, HALL COUNTY, NEBRASKA.
<br />The Real Property or its address is commonly known as 1503 PIPER ST, GRAND ISLAND, NE
<br />68803 -2455.
<br />FUTURE ADVANCES. In addition to the Note, this Deed of Trust secures all future advances made by Lender to
<br />Borrower whether or not the advances are made pursuant to a commitment. Specifically, without limitation, this Deed
<br />of Trust secures, in addition to the amounts specified in the Note, all future amounts Lender in its discretion may loan
<br />as
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