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201210795
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Last modified
7/20/2017 10:05:44 AM
Creation date
12/19/2012 11:49:24 AM
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DEEDS
Inst Number
201210795
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201210795 <br /> All insurance policies required by Lender and renewals of such policies shall be subject to Lendcr s right to <br /> disapprove such policies, shall include a standarci rnortgage claa,e, and shall name L.ender as mortgagce <br /> and/or ag an addirional loss payee. Lender shall have fhe rig[rt to hold the policies and renewal certificafes. If <br /> Lender requires, Borrower shall proiaptly give to iznder all receipts of paid premiums and rencwal notices. <br /> If Bon-owcr oUtains any form of insurance coverage; not otherwise required by Lender, for damage tq or <br /> destruc4ion of, the Properly, sueh policy shall inelude a standaid mortgage clause and shall name Lknder as <br /> mortgagee and/or as an additional loss payee. <br /> In the event of loss, Borrower shall give promp[notice to the insurance carrier and Lender. Lender may <br /> make proof of loss ii not made prompfly by Bonower. Unless Lender and Rorrower otherwise agee in <br /> writing, any insurance procccds, whether or not the underlying insurance was rcquired Uy Lender, shall be <br /> applied to restoration or repair of the Property, if the restoration or repair ie ecoaomically feasible and <br /> Lender's security is not lessened. During such repair and restoration period, Lender sha11 have flie right to <br /> hold such insurance proceeds uirt11 Lendec has h�d an opportwuty to inspect such Propetty to ensure the <br /> work has been campleted to Lender's sarisfaction, provlded that sueh inepection shaTl be imdertalien <br /> promptly. Lenda may disburse proceeds for the repairs an@ restoration in a singte payment or in a series of <br /> pro�ess payments as the work Is completed. Unless an ageemant is inade in vrziting or Applicable Law <br /> requires interest to be paid on such insurance proceeds, Lender shall not be required to pay Borrower arry <br /> interest or earnings on such procceds. Fees for public adjusters, or oflier third parties, retained b}�Borrbwer <br /> shall not be paid ouC of the insutance proceeds and shall be the sole obligarion of Bonower. If the restoration <br /> or repair is not economically feasible or Lender's security would be lessened, the insurance proceeds shall be <br /> applied to the sums secured by this Security Instrument, whethec ar not then due, with the e�ess, if any, <br /> paid to Borrower. Such insuranee proceeds shall be applied in the order provided for in Section 2. <br /> If Borrower abandons the Pxoperty, Lznder may file, negptiate and settte any available ins��ce claim and <br /> related xnatters. If Borrower does not respond usthin 30 days to a notice from Lender that the insurance <br /> camer l�as offered to settle a claim, then Lender may negotia#e and settle the claun. Thc 30-day period will <br /> begin when the notice is given. I�i either event, or if Lender acquires the Property under Section 22 or <br /> otherwise, Borrower hereby a9signs to Lender(a)Borrower's rights to any insurance pxoceeds in an ampuat <br /> not to excecd thc atnoLurts nnpaid under the Note or this Security Instrument, and(b)any other of <br /> Borrower's rights(other than the righf Co any refuud of Luieamed premi.ums paid by Borrower)under a11 <br /> insurance policies covering the Property, insofaz as such rights aze applicable to the wverage of the <br /> Property. Lender may use the insurance proceeds ei[her to repair or restore the Property or to pay amounts <br /> unpaid under the Note or this Sec�sity ln.sh-�unent, �vhether or not then due. <br /> 6. Occupancy. Borrower s1�a11 occupy, establish, and use flie Property as Borrower's principal residence <br /> R�ith3n 60 days after the execntion o£Utis Seauity Instriunent azid sha11 conl.inue L�occupq the Property as <br /> Borrower s nrincipal residence for at Ieast one yeaz after the date of occupancy, unless Lender otherwise <br /> agrees in writing, which coi�sent shall not be unreasonably wifhheld, ot unless extontiating circumstances <br /> exist��hich aze heyond Borrower s amnol. <br /> 7. Preservation, M aintenance and Protec4ion of the Property; Inspections. Borrowa shall not destroy, <br /> damage or impaii the Paoperty, allow the Pxopett�y to detexioratc or coinmit waste on the Fraperty. Whether <br /> or not Borrower is residin�=in the Property, Borrower shall maintain the Property in ordcr to prevent the <br /> Propetry$om deterioxating ox decreasing in value due to its condition. Unless it is deteimined pursuant to <br /> Section 5 [hat repair or restora[ion is not economicaliy#easible, Borrower shall promptly repair the Property <br /> if damaned to avoid further deterioration or damage. If insurance or condemnation proceeds are paid in <br /> connection�ith damage to, or the taking of, the Property, Borrower shall be responsible tor repairing or <br /> resforing the Property only if Lender has released proceede for such purposes. Lender may disburse proceeds <br /> zaoosasa <br /> NEBRASKA-Single Family-Fannie WaelFredtlia Mac UNIFOWd INSTRUM ENT Fo�m 3028 t/01 <br /> Vbi P� Vh1P6(NE)(t 105J <br /> W olters Kluwer Flnanclel Services Page 1 of�] <br />
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