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� 201210795 (C) "Lender" is EQUITABLE BANK Lenderisa Savings Bdnk organi�ed and existing under the laws of TH E STATE D F N E B RAS KA Lender'saddressis 113 N LOCUST ST PO BOX 16D GRAND ISLAND NE 68802-0160 Lender is the bene£iciary tmder this Security Insffmnent. (D) "Trustee" is EQUTTABLE BANK (E) "Note" means the promissory note sigied by Borrower and dated 0 ctob e r 15, 2012 . The Note statesthatBorrowerowesLender TWENTY FIVE THOUSAND FIVE HUNDRED AND 00/100 Dollars (U.S. $25,50 0.00 )plus interest. Borrou�er has promised co pay this debt in regulaz Periodic Pa}nnents and to pay the debt in full not laier than No vembe r 1, 2022 . (� "Property" means the pioperty tliac is described below under the heading "Transfer of Rights in ftie Property." (G) "Loan" means ilie debt evidenced by the Note, plus interest, any prepayment chazges and late chazges due under[hc Note, and all stuns due under t7us Security Instrument, plus intzrest. (H) "Riders" �neans all Riders to this Security Instrument that arc executed by Bonower. The following Riders aze to be executed by Borrower[check box as applicable]: �Adjustable Rate Rider � Condominium Rider � Sccond Home Rider J Balloon Rider �Planned Unit 'Jevclopment Rider � I-4 Family Rider �I VA t�'der I� Biweekl_y Paymeut Rider U Other(s) [sPe��Y� (I) "Applicable Law" means a11 con4rolling applicable federal, st�te and local statutes, regulations, ordinances and adminislaative rules and orderg (that have the effeet of law) as well as all applicable final, non-a�ealable judicial opinions. (J) "Commu�ity Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are imposed on Borrower or the Property by a condoini�ium association, homeowners association c�r similar organization. (F� "°Eleefronic Funds T�a�ster'° means any transfer of funds, other than a transactian originated by check, draft, or snnilar paper instrument, �hich is initiated.through an electronic terminai, telephonic instnunent, computer, or inagneuc tape so as to order, insh-uct, or authorize a financial insriturion to debit or credit an account Such term iaGludes, but is not limlted fo, poiAt-o,&sale tr�Lsfers, automated teller machine transactions, transfers imtiated by telephone, wuc transfers, and automated clearinghouse transfers. (L) °'Escrow Items" means those iteuis that aze describc�in Section 3. (M) "M iscellaneous Proceeds" means any compensauon, settlement, atvazd of damages, or proceeds paid by any tlurd pariy(other than insurance proceeds paicl under[he coveragcs described in SecGion 5) for: (i) damage tc; or destrucrion af, the Properiy; (ii) condemnation ox other taking of all or any pazt of tlie P:operty; (i3i) coaveyance in lieu o£condenuia.rion; oF (i�;) misrepresentations of, ar ouussions as tn, the value and/or condition of the Property. NEBWISKA-Sin lefamil -FannieldaelFreddie�dac WIFORM INSTRUWENT 240G2484 VMP� 9 Y VM 6(N�(1'IOS) W olters Kluw er Financial Services Paoe 2 0?t]