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■ <br /> c: n U) <br /> �■ :v O —1 <br /> �� ,0 ,t1 r) s N <br /> �� MR } r r n -� rTi <br /> e 2 I--' C) ._f <br /> rr <br /> r <br /> cri i ,--:, , ,„ .---. <br /> i w <br /> ... ?y,_._ Q7 u) Cl'1 <br /> 5' co <br /> ....... <br /> Return to: Home Federal Bank <br /> PO Box 1009 <br /> Grand Island NE 68802-1009 <br /> Space Above This Line for Recording Data <br /> DEED OF TRUST MODIFICATION AGREEMENT <br /> (Adjustable Rate and Maturity Date Changes) <br /> /5 .co <br /> THIS DEED OF TRUST MODIFICATION AGREEMENT is made and executed this <br /> Z-f day of DECEMBER,20 <br /> 1 h Y R, 12,by and between JERRY M MILLER AND PAMELA S <br /> SOBER-MILLER,HUSBAND AND WIFE, hereinafter referred to as`Borrower", and HOME <br /> FEDERAL SAVINGS AND LOAN ASSOCIATION OF GRAND ISLAND,hereinafter <br /> referred to as"lender", <br /> WITNESSETII: <br /> WHEREAS, Borrower did execute a certain Adjustable Rate Note payable to the order of <br /> the Lender in the total original amount of ONE HUNDRED SEVENTY EIGHT THOUSAND <br /> FIVE HUNDRED FIFTY AND NO/100 DOLLARS ($178,550.00); <br /> WHEREAS,the Note described above was secured by a Deed of Trust dated APRIL 11, <br /> 2007, filed of record in the Office of the HALL COUNTY REGISTER OF DEED'S OFFICE OF <br /> HALL COUNTY,NEBRASKA on APRIL 17, 2007 in DOCUMENT#0200703095 in respect <br /> to that real estate described as: <br /> LOT ONE(1),JPM SUBDIVISION,HALL COUNTY NEBRASKA. <br /> WHEREAS,Borrower has requested that the Adjustable Rate Interest terms be modified; <br /> WHEREAS, Lender is willing to change the terms of the original Adjustable Rate Note; <br /> WHEREAS,Borrower and Lender hereby desire to amend the existing Deed of Trust <br /> identified hereinabove to provide that it shall continue e to secure the presently remaining <br /> indebtedness from and after the date hereinafter specified together with the Adjustable Rate <br /> Note; <br /> NOW, THEREFORE, it is agreed: <br /> 1. ADJUSTABLE RATE AND MONTHLY PAYMENT CHANGES <br /> The interest rate will be modified to 3.625%. The Note provides for changes in the <br /> adjustable interest rate and the monthly payments, as follows: <br /> 2. ADJUSTABLE INTEREST RATE AND MONTHLY PAYMENT CHANGES <br /> (A) Change Dates <br /> The adjustable interest rate I will pay may change on the first day of <br /> DECEMBER, 2013, and on that day every 12th month thereafter. Each date on <br /> which my adjustable interest rate could change is called a"Change Date." <br />