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201210724 <br />19. APPLICABLE LAW. This Security Instrument is governed by the laws as agreed to in the Secured Debt, <br />except to the extent required by the laws of the jurisdiction where the Property is located, and applicable <br />federal laws and regulations. <br />20. RIDERS. The covenants and agreements of each of the riders checked below are incorporated into and <br />supplement and amend the terms of this Security Instrument. <br />[Check all applicable boxes] <br />❑ Assignment of Leases and Rents ❑ Other <br />21. ❑ CONSTRUCTION LOAN. This Security Instrument is a construction security interest which secures an <br />obligation incurred for the construction of an improvement on the Property. <br />22. ❑ ADDITIONAL TERMS. <br />/ SIGNA S: By signing • 4w, Tru�,�.' agrees to the terms and covenants contained in this Security <br />/ Instrumen and in attac r. e t s. Trus . also acknowledges receipt of a copy of this Security Instrument on the <br />date stat <br />(Individual) <br />T. ROMSA /e /- <br />Security Instrument- Open- End - Consumer -NE <br />VMP® Bankers SystemsTM <br />Wolters Kluwer Financial Services ©1994, 2011 <br />//* <br />(Date) <br />ACKNO LEDGMENT: <br />STATE OF NEBRASKA , COUNTY OF <br />This instrument was acknowledged before me this <br />by JEFFREY .T,.BOMSA;. .E.ROMSA,. HUSBAND. AND AMR <br />My commission expires: <br />A GENERAL NOTARY - State of Nebraska <br />TERESA PICHLER <br />igwO My Comm. Exp. Aug. 30, 2014 <br />(Signature) WENDY J. ROMSA <br />(Notary Public) <br />day <br />OCP- REDT -NE 7/2120/1 <br />VMP- C4651NE) 111071.00 <br />Page 6 of 6 <br />tge ( r D2 . 4; //e z497) <br />