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IN WITNESS WHEREOF, Borrower(s) has executed this VA Guaranteed Loan and Assumption Policy <br />Rider. <br />- Borrower <br />- Borrower <br />- Borrower <br />OCt-538R (0310) Page 3 of 3 <br />201210661 <br />LORI KNEFELKAMP <br />- Borrower <br />- Borrower <br />- Borrower <br />- Borrower <br />