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201210551 <br /> (C) "Lender"isQuicken Loans Inc. <br /> Leaa��[sa Corporation <br /> organized aud existing under the laws of th2 $tdt2 Of Ml Chl Jdtl . <br /> Lender'saddressis 1050 Woodward Ave. Detroit, MI 48226-1906 <br /> (D) "Trustee" is TITLE SOURCE, INC. <br /> (E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br /> solely as a nomiuee for Lender and Lender's successors and assigns. �'IERS is the benefieiary under this <br /> Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and <br /> telephone number of P.O. Box 2026,Flint, MI 48501-2026,tel. (888) 699-MERS. <br /> (F) "Note" means the promissory note sigued by Borrower aud dated December 6. 2012 . Tne Note <br /> states that Borrower owes Lender S2Venty Sev2n ThOUSdnd N�n2 HUYIdr'2d <br /> and 00/100 <br /> Dollars(U.S. $ 77.900.00 )plus interest. Bonower has promised to pay this debt in regular <br /> Periodic Payments and to pay the debt in full not later than �d11Ud1"y 1, 2043 . <br /> (G) "Property"means the property that is described below under the heading"Transfer of Rights in thc <br /> Property." <br /> (H) "Loan"means the debt evidenced by the Note, plus interest, any prepayment c6arges and late charges due <br /> under the Note, and all sums due under Uus Securiry Instrument,plus interest. <br /> (I} "Riders"means all Riders to Utis Security Instrument that are executed by Borrower. The following Ridcrs <br /> aze to be executed by Boirower[check box as applicable]: <br /> �Adjustable Ra[e Rider �Condominium Rider � Second Home Rider <br /> � Balloon Rider � Planned Unit Development Rider � 1-4 Family Rider <br /> �VA Rider 0 Biweekly Payment Rider �Other(s)[specify] <br /> Legal Attached <br /> (J) "ApplicahleLaW" means all controlling applicable federal, state and local statutes, regulations, <br /> ordinances and administrative rules and orders(t6at have ihe effect of law)as well as all applicable fmal, <br /> non-appealable judicial opinions. <br /> (K) "CommuniryAssoeiationDues, Fees,and Assessments"means all dues, fees, assessments and other <br /> chuges tt�at are imposed ou Borrower or the Property by a condominium associatioq homeownets <br /> association or similaz organizauon. <br /> (L) "ElectronicFundsTransfer"means any transfer of funds, other than a transaction originated by check, <br /> draft,or similar paper insWment,which is initiated through an electronic terminal,telephonic instrument, <br /> computer, or magnetic tape so as W order, iustruct, or authorize a t"inancial institution tn debit or credit an <br /> account. Such term includes,but is not limited to,point-of-sale transfers,automated teller mschine <br /> transacGons,transfers initiated by telephone,wire transfers,and automated clearinghouse traasfers. <br /> (M) "Escrow Items"means those items that are described in Section 3. <br /> NEBPASKASingle Famity-Fannie MaNFreEdie Mec UNIFORM INSTRUMENT WITH MERS Form 3028 t101 <br /> VMP� VMPBA(NE)(1'105).OD <br /> Wollers Kluwer Financial Servicas Page 2 of 1] <br /> II I I II III I I I II I{I I�I I II I II I IIN II I I I I I IN II II I III <br />