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<br /> TU(3ETHER WITH�II the improvemen�s now or herufter erected on the property,and +rascments, a ,
<br /> Rxlures now or hereafter � prrt of the property. All replwcemcnts and additions shall also be covered by �his Security
<br /> Inctrument. All of the toregoing is referred to irt this Security instniment as the"Properiy."
<br /> HORROWHR COVENANTS that Borrawer is I�wfully seisod af the estate hereby conveyed and has the right to grnnt xnd
<br /> convey the Property and �hat the Property is unencumbered, exapt for encumbrances of record. Horrower werrants end wil!
<br />, defend�eoer�lly the dtle to the Propeny a��inst�ll cluma and demands,subject to Any encumbrances of rxord,
<br /> THIS SECIlR1TY INSTRUMENT cambines uniform rnvenants for naGional use and non-uniform covenents with limited
<br /> vuiadons by juri�diction to con�titute a uniform aex.�urity instnu»ent covcring rcal p►'aperty.
<br /> UNIFORM COV6NANTS. Borrowe��nd Lender coven�m and agrx as follows:
<br />' 1, R�ynKnt of Prindpd ud Intertat; Pre(�yment and Iaite Chsrtes. Borrower shall promptl�r pa9;when du� the
<br /> pninci�J�of md intereat on the debt evidenced by the Noce amd any pre�aymenc and 1au chacges due under thc Nate. . :
<br /> 2�. i'aN�+ds for Tszea�ad Intur'�tKe. Subjxt to s�pplicab4e 3aw ar to a written waiver �y [.ender, Borrower sh�ll pny'tcs
<br /> L,e�det�up t1w�y monthly payments are due under the Noce,uoei!'tiir`.IVute is paid in fwi,a slim("Funds")f'or.(a)ye.�rljl Rnxes
<br /> and aaaessmaits which may attain priurity over this Secu�ity Instrumcnt as a lien on the Property:{b)yeatly lear�:hnld p�"y'ments
<br /> or gc+ound renl�on the Property,if�ny;(c)yearly hazArd or property insurance premiuma;(d)yrarly flaocl insurance premium�.
<br /> if�ny, (e)ya�ly mortgage insurenoC premiums, if my;and(�any sums peyable by Borrower to Lerxier, in wccordArke with
<br /> the provicionc of para�raph 8, in tieu of the payment of mortgage insurancs premiums. 7'hesge items ue called"Eacrow Ite�iu."
<br /> LeMer may,�t my time, coilect and hold Funds in�n amount not to exaed the maximum am�unt �le�der for a fader�lly
<br /> rolated mon{�o Icun may rdquire for Bortower'� acrow �coount urxier the fedetal Real F.state Srttlemrnt Proc�oduea Act of
<br /> 1974 ��d from tiaM�o Nmt. !1 U.S.C. Sectiat 2601 er ieq. {"RBSPA"),utdas mother I�w th�t rppilw w the Punds
<br /> �et: a leu�•Nnount. If�o, L,ender nry. M any Ume. oolled rnd hold Put� in�n arnou� not tu axceed Ihe ie�er vnoaat.
<br /> l,pxler nry utit�te ihe atiount ot Fur�Que on the bui�of cument d�h ard reuo�bk atinwa ot expaditunw of l�wro
<br /> Burow Itarr or othenvire In�ccord�na with applic�ble I�w.
<br /> '11M Fwds riwll b� hoW in �n irotitution whae deyooiu �re irourod by a feden! yency, instnimentality. a aKity
<br /> (includin�l.aider,lf Londer i�wch rn irotitution)or in rny Feder.l Home L.aui Banlc. l.ende��hall�PP�y the Pund� co p�y�the
<br /> B�ow W�an, La�der tn�y not charse Bonvwer to�holdin�md�pplyit�the Pwdn.�nnwlly analyz)n�the e�crow acaount,or
<br />. veri[yln�tAe F�crow ltan.unlea l.er�d�er p�ys Borrower imerest an the Funda u�d+�ppliablc I�w pem�ia l.eadev w nrta�
<br /> �d�ar=e. However, L.ader m�y requirc Borrower W pNy x ono-time ch�rge for an inde�dent ral aute t�iepatla{brvioe
<br /> n�ed by Lender in connealon with thi� lo�n. unlas �pplicabk law provida otherv►ve. Unlas an qteanern i: m�de or
<br /> �ppliabk la+v�quiers i�wfren to be pid. Lendw elull oot be rcquired to pay Borrower sny inte�est or amir�s an 1�e Funda.
<br /> Borfuwer and I�eMer mry�ree in waidn�. howevu� that intereac e1Wl be pRid on the Fund�. [.eirler dull�ive w Barow+er.
<br /> wfthout c]�arge, �n a�unW aCOacntinQ of�the e�utan� si�owing ciedii� e�•i�;eoiie iv'u`�e"�u+'•�ic:�„ iS'.:. �,.t.Y..:. �'s'��:�
<br /> debit to�he Funds wu mde.The Au�dt an pledQed u additionat aacuriry for all eums�ecured by thi�Socurity Inmamkil4�.;:
<br /> If tho Pund�hdd by l�eoder exoeed the aawunts pmnuaod w be held by appUc�ble Ixw,Lrender shall accamt b�{►r:ffiy�ex
<br /> ta tbe eacoeu Pw�ds i4�000rdanoe with the requinanaMs of�ppliable law�. lf the arnoun of the Fwdi held ba► 4o�d,�d�a�t(O��oy .
<br /> p� �'_ '_ SA �...w.....«iw�I.:H w �wd�iw w.wi�w��r p�1N►�Ir _
<br /> 1�IIOI��IIilCM71I W�111y UIO ca�avw iiuiii wi�ui ww.��•�..-- iiw�o�.�.0:..j :.o, p ... .
<br /> drl! pry to Leader the ad�ount nooeseuy to mtice up the deficienCy. Borrowa�hall mdce'up the deticimcy'im m �ar1�.d�
<br /> twelve nwaddY P�Y��•at Leoder'a ale dix�ecion. ,:, '
<br /> Upoe payma�t in i4U o[all wm� �ecured by thit Sxutiry Iastrumeot. Lendet elull promptly reflind to Haronet�q
<br /> Fand�6�W by L�ader. It.under p�ra{nph 21.Leoder�il�oquirc or�ell the Prope�ty,Lender.Prior to•trio�o9uWtiao or wk .
<br /> • of tbe Ptop�aty,�hW apply aay Fu�hdd by l,ender at tbe time,of�oquititjon ot sda u a crodit qainu the��ea�nd by
<br /> �i.�.r,�rit7 tn.n.nnent. ' .�•'.. ., �"• '
<br /> �.`?AP�e�ie��At7mds.UNes��ppliaible law providec nthmai�e.dl pryment�r�oodved by L�aoder undir�rA�j�ds
<br /> 1 aod 2��lial)be appUed:fir�t, to�aY P�Y��es due urider utie Note;.saood,oo amounb P�Yabk under p�t�'ih.�T �,,,;.
<br /> (�fd.(4�f�E(!�d11C:�pWih.b pff�p�l d11C:�Od Wt.t0!uy 1��C�{i$OS dUC,Uf�Q t60 NOtE. •' ;� ::.;t.'
<br /> 4.Gdwp� I3eet•Boreowa a1WI pq dI wuar �maifs(�cl�rytaY,�'jtaa�nd iap�o�Itloos�wibatable to ebe . �P�K�pe�ty. • . .
<br /> ,�a, m�y��,a�n p�o�cy o�mu ��y ���c. .pa�a�a p.r��e�a rcm�lf�ny. �.o�+r�i p.y
<br /> , ,� thae obliptbtu in t�e m�nner prov�dod in par�gnQh 2,or if�'ttpaid in tlut mmna. Borrower�Il py ti�em en time�}ii+ocdy
<br /> . w tlie peuson owed pryment.Bortower�tull pwnptly futnlsh't�}ti.a�der all notioes of amo�to be p�+d ti�der tltis�pr��p6•
<br /> ��� lt Ho:tvMer makee theee paymente di�sctly�Barrower il�ll promptly lurni�6 w I.aider�eoeipb evidendn[�.q�4yn�e�o�•
<br /> � Bonuwer�I�II prompUy d'wchar�e pny lim w►hich hs�priority over thia Security Imuument nnlas�Bc�tx�o�r:(w)�(��u
<br /> Nritin�oo the pqmart of the obliption�eaired by�the liw in;A?nu�r aooep�t�bb to L.aKkr,(b)oone�in/ood 8�the Ibn
<br /> by. or defaods a�imt enforcement of the liea in, lepl pwc,cedinp whicfi ln the i�ende:'s opiniou oper�te 10.�revbnc N�e
<br /> mforoaixni of the lkn:or(c)�avrea from the holder of the lien an a�ceanerM utisfaceaY to La�der�botdinaitirt�tha;Iteo w
<br /> t6is Security Irntruman. If l.ader dderntines th�t my p�t of tRie Pro�pexty i:wbJoct w a!kn which miry�ttain priotity oree
<br /> f diis Securiry Inetruma�t, [.ea�der m�y give Borrower a noticz id�dtifying tMe lie�. Borrower sh�Jl aatisfy the lien or W�e one or
<br /> roone of the�ctionr set forth above within 10 days of the aiving�of notia.
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