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<br /> � . ' � vera in the amount end for th��n�od�����r requires) :�,
<br /> . . � at the optida og Lender. ii martgage�nsurance oo ge t
<br /> ' pra�id�by an insurer epproved by Lender again be�omes evailable and is obtained Hatto�ver ehali pay the premivms
<br /> - ,_�1-:-,� re9uired to meintaia mortgage insuta�ce ia eftect.or to Provide a toss reserve. until t�e requiremetit tor mortgdge . .
<br /> � i�u�ans;e eIIds in accosdaaca�vith any written agteemettt between Borso�er snd 1-eader or applicable Iaa.
<br /> _ 9.taspection.I.ender or ita agent mey make reasoaable entries ugon aud inspxtioas o#the I'ro�rty.Ixader s�all
<br /> . . ��,�.<1 give�orrower no6oe at the time oi or prior to an inspectian sp�ifying reasanable ca�iw the inspection.
<br /> " 10.Cbademas4toa.'I'he praceeds of aa,y award or claim for damages.dire�t or oonsequenti�l.in connection�th : �J ':
<br /> � anp caademaation ar ot�er taking oi aay part of the Property.or for oonvaysace in tiev of wadem4ntioa.are herebp ��:.: .,�
<br /> , �� : - ���:��-�� assigned aud ehnll be paid w Lender. " .
<br /> ��, . � � In the ovent oi a total takinS oi the Praperty.the Pr'ooeeds sl�all be agplied m the su:ns secumd i���''�n _ .
<br />. � I n s t r u m e n t,whether or not thea due,with any eaceas paid m Bomnwer.In t�e eveat of a partial taking
<br /> � � . which tha fait marget velua of the Property'imaaedistety before the tating is equal to or greaur t h a n t h e amo u n t o t t h a
<br /> � -,:,..' sums savred bY this Security Instrument unmediately before the taking,uniess Borrower aad Leader other�vise agree . ,
<br /> . ..`
<br /> ` �:��,� in c�riwig.the suma secured by this Securitq Instrume�t shaU be reduced by the amount of the d�v�" 'd�by(b�the�feu . .
<br /> the€ollowiag fraction:(a)the total amount of the sums eecured immediately before tIIe ta�sia8.
<br /> , . market vatue of the Property immediately betore the ta�ng.Any balance shall be paid to Bomawet.Ia the event o4 a
<br /> Y , � � , partiat teking of the Pcoperty in wLich the fair market value of tDe Propertp immediately before the takiag is Iess than .
<br /> � . . �x"` the amouat oi the sums sec�ued immediately before the takiag,ualess Bonower and Lender othernise agtee in writia� ,
<br /> _ ' � �� or untesg applicable law otherwise provides. the proceeds shall l�e applied to the sums secured by this Secnrity �'
<br /> � ��'; Insb�umeat w�ether or not the sums are then due.
<br /> . �. If the propercy is abaadoaed by Bortower,or if,after notice by Lend�r to Borco�vet t�at the coadetanor offere to .,.^
<br /> . make an award or settte a claim for damages.Barro�ver faits to respond w Lender within 30 days after the date the _. .
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<br /> " notice is given.Lender ie sutharized to collect aad apply the pmceeds.at its option.either to t�estoretioa or repair of the `,;..� .
<br /> .. ..... .�.` .. PropertY or w the sums secured by this Security Instrumesit,whether or not then due.
<br /> . .:�. Unles9 Les�der and Borrower o�erwise agea ia writing�anY aPPliwtron oY proxeds to priaci�l shall not eYteud ar
<br /> � postpone the due dats of the moathlp paymeate refetred W �n Para�P� 1 �d 2 or change the amouat of such - .
<br /> , pa��� _
<br /> ' �`��" 11.Honower Not Released;Forbearance By E.endet Not a Waiver. Estes�sioa of the time for payment or _
<br /> .� � . taodi�icatioa of aanorti2atioa of the sams secut+ed bY this Security Insuumeat gcanted bp Lender to anY succe�or ia `-_,:=
<br />� 'I�' � iatereat of Borrower shaU not operate to�tease the liabilitY of t�.e arigiaal Homower ar Bosrower's successosa in '��s-.
<br /> � " interest.Lender shall not be required w commrnce procee�iingv a�st any succe�or ia iaterest or refuse to eatend -
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<br /> . :�...,.: :I time for payQtent or otherwise madify amortizetion of tt4e sums se�u�ed by thia SecUrity d�stn�meat by reason of any :::.�
<br /> � . .•�.'`;� `: de�aud made by the osigiasl Borrower or Borrowe�s sr�aae�rs ia iaterest.Any forbearsaoe by Lendet in eaerci�ng
<br /> l'�A1 .. � . _-
<br /> _ ,..`� eap right or reflnedp ahall uot be a waiver of or preclude t4�e�crcise of any right or remed9. � M1
<br /> :�� 12.�uccessozs aud Assigus Bcsustd;3aiat sad Se�erel�.ieb+�mtq;Co-siga�re.The caveaants at�agtee�aneuta � _
<br /> of this Secusity Iastrnsnent shall bind and beae4it the successors aad assigns of I.ender and�rower.subject w the
<br /> ' . ,. "� provisions o i para g r a p h 1 7.B o r r o w e r's c o v e n a n t s a n d a�e e menta sball be joint and sevetal.Anp Bonower who co-sip,�s �� -:_;.
<br /> r: � tLis Security Instrument but does not esecute the Note: (a) is co'sigaing thie Se�vrit9 Insttumeat only to mortgage�
<br /> , -,.t: grant aad convey tbat Bonowe�s interest ia tha Frogerty uader the terms of ttua SecuritY �astrumeat; (b) is not �` ?'
<br /> � personaflY obligated to pay the sums secured bp this Security Iastrumen�aad (c�»�thas Lender and aay ocher �
<br /> . � Bonower may agtee to eatead,modify.4or�u or make sup accommadations with regasd w tl+e terms o4 tlua Securit9 E
<br /> :.�'.�. . -
<br /> '' � Tnatrumentor tha Note withoutthat Borrawe�sconsen.�. -„_
<br /> 13.Loaa Charges.If the laan secured by this Se�crr og IAStrumeat ia sub�ect to a law which sets raaag�anum loaa :
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<br /> . . c�� and that law ie finallY naeterPreted so that th�is�rest or other loan charges colla:ted'or to 6e criiltscted ia �f
<br /> � connection with the loan esceed�e penaitted limits,t3�: (a)any such loan charge Khall ba r�duced hp itt�amount
<br /> : $
<br /> � necessary w reduce t�e charge to the permitted iimit;aad (b) anY sums already colle�ted Yrom Bonower which _
<br /> � . `; esceeded permitted limits wi11 be refunda�r�m Bonower.Leader may choose to make tbis refimd by reducing tha
<br /> : � ,�r: ` ' � � :� prmcipal owed uadet the Nota or by makia,�a direct payment w Borrawer.I4 a sefund reduces principal�the reduction --
<br /> will be treated as a partial PrepaYment without anY Prep�g,ment charge uader the Note. _
<br /> " 14.Notices.Aay notice to Borrower�rovided for in thia Secusity Iflattu�nent shall ba given by delivc�r.rw it or bq
<br /> - � � mailiag it by first c1as9 mail unless applica�s�e taw requires usa of aaother methad.Tha notice�haU be ds+�.,-2ed w the
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<br />-� ; Propercy Addtess or any other address Bora+��r designates bp notice to I.ender.Aa9 notice us�e.der 8���ven by
<br />' . . first class mail to Lender's addres�stated fi�e�:3.or a�y other ad�:�s Lender desigaates by r,.�rsi�to$�:�rower.Aap .
<br /> . . notcce provided ior in this Security Iastru�me�tt shals 1sr��ixmed to have been given to Bonower or Lead�s�hea given
<br /> - . as provided ia tAis paragreph •
<br /> ' � 15. Ooverniag Law;Severability.'FL:s Security Iastrument ahall ba governed by federal law and t�.:law of the
<br />- � � jurisdiction in which the Properc9 is laeatc�9.Ia ths eveat tt�t anq provision or clavse oi tbis Seaurity Iaswmeat or the
<br />- Nots conflicts wIth applicebla law,such ea:RZict eha11 aot atfect other provisions of thie 5ecuritq Instsument or tha 1Vote
<br /> _ : . which can be given ePiect withotrt the ca�scting pmvisioa.To this ead the provisions of thie SECUrity lnstrument and .
<br /> � the Note are 8eclared to ba saverable. ��
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