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<br /> . � • ' rovements now or hereafter erected on the ,v���il/easemeats, ' .: .
<br /> ., ; ' ° . TUGETHER �'I�ITH all the imp �shall also be wvered ,
<br /> ° . � < �'� appurteaa�c�s.aad fiatures now or t�ereaker a psrt of the property:All replacements aad ad ,
<br /> - -�-'�-�, by this g�ritp lastrument AU of the foregoing is referred to in th�s SecuritY Instrnmeat as the°Property.' -
<br /> - ' - BORROW�R COVSNANfS that Botrower ia tawfutip�ed ot the esUate hereby oonveyed ead has ttte right to — -- .
<br /> .,. - -� � grant asid convey tDe PropertY and that the Property is unencwnbered.eHCePt for encumbraaces af record.Botrower , � ._
<br /> : , warrants aad wiU defend generallY the title to tDe Pcaperty against all cLsisas and demaads,sublect to aay encurmtrances '� ;:::,��
<br /> .. of recotd.
<br /> • _. . THIS SECiJRTTY INSfRUMENf combia�s uniform oovenants for natioaal use and nonvniform wvenants with , .
<br /> limited variations by jurisdiction to constitute a uniform se�urity instr�ment covering real propertY. �..: , ..
<br /> � UNIFORM COVENANI�.Borrowet and I.ender covenaut and agee as 4ollaw� when due .
<br /> . l.Payment oi Ptiacipal and Iatetest:g'nPayffieat aad Late Chargea.Borrower shall pmmPtlY PaY . ,-
<br /> . � �•�.' the priIICipal of and iater�ston the debt evideaced by t�e Note aad any PrepaYmentsad late charges due vnder the Note. ,
<br /> 2.Funds for Tases and Ynsurance.Subject to agplicable law or to a written waiver by I.ender,Borrowet st�a11 ' ,`r
<br /> �<..•'��� �y to Lender on the dap monthlp payments are due aad�r the Note.until the Note is paid in fuU.a sum("Fnads")far. . ; �; �;
<br /> `� o .�• i8)Y�Y tases and a�ssments which may attain prioritp over this Security I�uument as a liea oa the Property: (b) -
<br /> „ • qeasly leasehold paymeats ur gcoua d r e u t a on t he P c o p e r t 9.i f a n p;(c�Y e a r 1 Y h a z a r d o r P�P�Y��ce premiums; . . .
<br /> < (d)Yearly flood ims�rance ptemiums,if suY:�e�3r�r1Y mortgage iasurance premiums,if aaY:and��}any aums payable
<br /> ` by Horrower to Lender,in accordaace with the pmvisio�s of paragraph 8.in lieu of the payment of mortgage iffiurance :`
<br /> - :;.' `:.- .�:- premiuma.These items are called°Escmw Itema"Lender msY.at any time.collect and hold Funds ia aa amaunt nnt �"� . ,
<br /> '-`---�`�- ''`� to eaceed the masimum ainount a leader for a federally related mortpge loan may require for Bo r r o w e r rs es�cmw
<br /> ., : ••�� • .
<br /> account uader the federal Real Fstate Settlement Pro c e d u res A c t o f 1 9 7 4 as a m e n d e d f r o m t i:a e t o t i m e, 1 2 U.S.C. �:
<br /> I.ender may
<br /> -. � . . '� � Section 2601 et seg.�"RFSPA"I,unless aaotl�a Isw that appties ta the Funds sets a lesser amount If so� , : .
<br /> •.�F.. `,.° .• at any time,collect and hold Funds in aa amourit not to esceed the lea�ser amoun�I.ender may estimate ths amotmt o4 .: �
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<br /> .. .:_.;;,c';;�f-;:�,- -• Funds due on the basis of c�ureat dat�a and reasonabls estima�of espendit�res of future Bscrow Items or otherwise in y_..�
<br /> • � • accordance with applicable law. •
<br /> � -. � The Fuads ehall ba�eld in aa ir�^titution ccT¢�deposits are insured by a federal agene9.instrumentality,cu entity .
<br /> . � (includiag Lender,ii Ir�3�r is suc�aa is�stituti���+�r in as►y Federal Home Loan Bank.I.eader shaU apply the Fuads to �.;•��.
<br /> . pay the Fscrow Items.�des mag s.nt charge�arrower for t�olding and applpiag the Funds.anauaUq analY�B� --;
<br /> . � � escrow account.or verifying the�w Items,ualess Lendes g:ays Bo Bornow�t��thea ne�ime cb r��arc an ' :,'"`:Y:`
<br /> • � � � �` permite Lender to make aUCh a c�rge. However. Lender m�recNire �Y � � °�_-
<br /> . . :�` � independent real estate tas reportiag service used by Leader i�waaectioa with this loan.unle�apglica6le law Qresv�des � :�- :
<br />-- . otheravise.Ualess an agc+eement is made or applicable law requires interest to be paid:I.eader shall a+ot be��to a;�.'.
<br /> � . . " . `- pay Eorrawer any intese�tor earnings on the Funds.Borrower and Lend�r uney agcee�a writin�g,hovrgvet, �`::+�.:
<br /> `��' . , shall be paid an the Funds.Lenaet eball give to Borrower,without charge.an annual accounting of the Funds,shuwing _"-_
<br /> �-=:`-`�-� �� crediis aad debits to the Funds aQd tha purpose for which each debii to the Fuads�a.made.The Fuads ate ple�gzd as - -
<br /> . _—.. -1�7i�) - ' . . . , ,"
<br /> , .., additioaal security for sIl aums s�by this Securit9lnstrumen� �er shall accauai to _=___'
<br /> . � Ii the Funds beld by Lender egcxed tha amouate permitted to be held by applicable law. all ° `;.�;,�:,
<br /> Borrower fot the escess Fvnds in acxordance cvir�e the recN�reraents of aF;al:cable law.If the amount of the Fuads held __
<br /> ", �. ` by Lender at any tima is aot�cient to pay��?scrow Items when dur,lL�nder map so notify Bonower in writing, —_
<br /> . aad,in such cese Bonawer ahall pay to Leader tbe amouut nec�ssar9 to make up tha de�sciency.Borrower shall make -_
<br /> , '. `- vp the de�ciency ia ao mora than twelve montbly payments,at�.ende�a sole discretioa. -
<br /> ��� � • Upon paymeat in f u ll o f a l l eums s e c u r e d b y t h i s S e c u ri t g I n a t r u m e a t,I.e n d e r s h a U p r o m p t i p r e f u n d t o B a s a��e t _
<br /> , . any Funds held by Leader. I4,uuder paragraPh 21,Lender shall acquire or sell the Property,I.ender, prior v�ahe
<br /> ,:::',�•.::� `. acquiaition or sale o i t h e Property,s b a l l app ly suy Fun d s h e l d b y L e n d e r a�t h e C s m e o f a c q u i a rt i o n o r e a l e�s a c r e�t
<br /> .,s�-,,. - � -
<br /> _ . . �:,��;.. a g a inst the auma secuted bp this Security Instrumeat. -
<br />` �""'�'y'�j•:� 3. Applicstion of Payment�.Unless appliceble law provides otherwise.a ll pa��sente receiv e d by L e a der un der •
<br /> � : �:;;.,,;
<br />_ : r:.,�.,�. . pasagraPha 1 and 2 s�all bo applied:tirst.w aaY PrePayment charges due under the:��ie�secoad,to amoun�ta payable .
<br />- under paragraph 2;third,w iatereat due;fourtb,to PriaciPa]dua:aad last.to any late chatges due under tt�e Note.
<br /> �'•;�:�.:.., `. 4. Charges: Liens. Borrower shall pap aU taxes.asse�menta.oharSes.fines and impositions attributable to tha ', '. .
<br /> - �' ' Propesty which may attein priority over thie Security Iastr�me�►t,and leasehold paymente os ground reats,ii any. >:'.:. --_'
<br /> _ `',''-'=". � � � Borrowet shall pay thesa oblig�tions in the pnaaaer provided in P�B�Ph 2. or if not paid in that manaer. Ba_�awer , -
<br /> . . shall pay them oA t'rme direetly to tho person owed paYmen�Bonower a1�aU promptly furniah W Leadet all ncs�cc�a of �';;. '_`
<br /> amounts to ba paid vnder this paragraph.If Borrower makes thesa paymeata directly,Bonower ehall promptlp$�nish '
<br /> -.. . � �' � ' to LenBer receipts ecid�acing the papments.
<br /> -aci
<br /> . � Bosrower shall�amptly discharge any lien which has priority over this Security Instrument unless Borrower:(a)
<br /> = � agees in writing to tha paqment of tha oblig�tion secured by tha lien in a maauer acceptable to Lender;(b)contesta ia . . � .
<br /> - � `�' ' goad fa�s.h the lien bq,ar de4ead�against eaforcement o4 tl�lien in,Iegal praceedi�which in the Lender's opinion . �
<br /> ���:;i`.` operate to prevent the eniorceme�t of tha lien;or(c)secares�rom the holder of t�e L:�aa ageemetit eatisfactvry ta :
<br />-- .� • Lender subordinat�g�s.�e lien to t�?s Security Instrument.If�.eader determines that�part of tha Pmperty ie subject . ,
<br /> .. . . to a lien wluch raay attain priority over this�urity Instrumeat.Lender may gi���orrawer a nntice identiiyiag the ��
<br /> - � 1ien.Benower shal�s3tisty the lien or take�a::os more of Ehe actions set forth abo�e within 10 days o4 tha giving nf � �'�
<br /> notice. �r.
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