Laserfiche WebLink
When Recorded Return To: <br />A erican Nation <br />25 <br />Council <br />ank <br />, te. 300 <br />, IA 51503 <br />Case #: 34 -34 -6- 0191694 <br />DEFINITIONS <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is American National Bank <br />Lender is a Corporation <br />the State of Nebraska <br />A): <br />L AA )o -r'', T L e C o �4Jd✓ <br />pp f 304l /3y7 <br />m icsrin)4,5 ke <br />r <br />r __ <br />November 20th <br />f�) <br />W Cr) <br />(c <br />r r> <br />[Space Above This Line For Recording Data] <br />MIN: 100084200025944482 <br />DEED OF TRUST <br />NOTICE: THIS LOAN IS NOT ASSUMABLE WITHOUT THE <br />APPROVAL OF THE DEPARTMENT OF VETERANS AFFAIRS OR <br />ITS AUTHORIZED AGENT. <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />, 2012 , <br />(A) "Security Instrument" means this document, which is dated <br />together with all Riders to this document. <br />(B) "Borrower" is Michael Adam Christensen and Lindsay Lee Christensen, husband and wife as joint <br />tenants <br />organized and existing under the laws of <br />. Lender's address is 8990 West Dodge Road Omaha, NE 68114 <br />(D) "Trustee" is American National Bank 8990 West Dodge Road Omaha, NE 68114 <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this <br />Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated November 20th , 2012 . The <br />Note states that Borrower owes Lender One Hundred Forty One Thousand Five Hundred Twenty Four <br />and 00 /100 Dollars (U.S. $141,524.00 ) plus interest. Borrower has <br />promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than <br />December 1, 2042 <br />(G) 'Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property." <br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders <br />are to be executed by Borrower [check box as applicable]: <br />❑ Adjustable Rate Rider ❑ Condominium Rider Second Home Rider <br />❑ Balloon Rider 12 Planned Unit Development Rider Other(s) [specify] <br />❑ 1 -4 Family Rider ❑ Biweekly Payment Rider <br />(J) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances <br />and administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable <br />judicial opinions. <br />NEBRASKA -- Single Family -- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT (MERS) Form 30281/01 (page 1 of 9 pages) <br />12439.CV (9/11) 877378 Creative Thinking, Inc. <br />GOTO(00279946) <br />