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201210487 (C) "Lender" is WSLLS FARGO BANlC, N.A. Lender is a NATIONAL ASSOCIATION organized and existing under[he laws oF T� vx=TEn STATHS , Lender s address is 101 NORTB PAILLIP3 AVffiiUS, 3IOUR FALL3, SD 57104 L.ender is the beneficiary under this Security Instrument. (D) "Trustee" is ��S FARGO PINANCIAL NATL BNR C/0 SPBC. SERV., PO BO% 31557, BILLIP7GS, MT 59107 , (E) "Note" means the promissory note signed by Borrower and dated NOVffi+IDER 30, 2012 . The Note states that Borrower owes Lender S�1'Sr xsoIISarID FIIPPY NINE AND 97/100 Dollars(U.S. $*****�0,059.97 )plus interest. Borrower has promised to pay this debt i�regular Periodic Payments and to pay the debt in full not later than DECst�IDBit ol, 2027 . (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment chazges and late chazges due under[he Note, and all smns due under this Security Instrument, plus interest. (H) "Riders" means all Riders to this Securiry Insuwnent that aze executed by Borrower. The following Riders aze to be executed by Borrower [check box as applicable]: �Adjustable Rate Rider 0 Condominium Rider 0 Second Home Rider 0 Balloon Rider �Planned tlnit Development Rider � 1-4 Family Rider �VA Rider 0 Biweekly Paymem Rider 0 Other(s) [specify] (I) "Applica6le Law" means all controlling applicable federal, s[aze and local statutes, regulations, ordinances and administrative rules and orders(thaz have the effect of law)as well as all applicable final, non-appealable judicial opinions. (J) "Community Association Dues, Fees, and Assessmerrts" means all dues, fees, assessments and other chazges that aze imposed on Borrower or the Property hy a condominium association, homeowners association or similaz organization. (K) "Electronic Funds Transter" means any transfer of funds, o[her than a transaction originated by check, drafr, or similaz paper instrument, which is initiated through an electronic terminal, telephonic instrument, compu[er, or magne[ic tape so as to order, iastruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, point-of-sale uansfers, automated teller machine uansactions, transfers initiazed by telephone, wire uansfers, and automated clearinghouse transfers. (L) "Escrow Items" means those items that are described in Section 3. (M) "Miscellaneaus Proceeds" means any wmpensation, settlement, award of damages, or procceds paid by any third party (other than insurance proceeds paid under the coverages described in Section 5) for. (i) damage to, or destruction of, the Properfy; (ii)condemnation or other taking of all or any part of the Property; (iii)conveyance in lieu of condemnation; or(iv)misrepresernations of, or omissions as to, the value and/or condition of the Property. NEBRASKA-Si�le Family-Fanrne MaelFretldie Mec UNIFOPM INSTFUMENT Form 3028 1;01 VMP� VMPOME�1'11051.00 Wotlere Kluwer Financial$ervices Pape 2 011]