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201210454 (C) "Lender" is EQUITABLE BANK Lenderisa SdVings fidnk organizcdandcxistingimderthelawsoPTHE STATE dF NEBRASKA Lender'snddressis 113 N LOCUST ST PO BOX 160 GRAND ISLAND NE 68802-0160 Lei2der is the beneficiary Undcr tUis Securi6y InsCnunenl. (D) "Trustee" is EQUITA6LE 6AN1< (E) "Note" u�eans tl�c��romissory noto 5igned Uy]3uriawar nnd da6ed DeCefibe Y' 06, 2012 . The Note elatcslliacBorrowerowesLender 1'WO HUNDRED EIGHTY EIGHT THOUSAND AND OD/100 Dollus(U.S. $28II,000.00 )plua interesk. Borrower has promised to pay this debt in regulnr Ycriodic Payuients �nci tio pay the debt in full not later than J�n Ua r'y 1, 2043 . (F) "Property" means Che properly lhat is described below under the heading°Transfea oi'Righfs in the Property." (G) "Loan" n�enns the debt evidenced by tha Note, plus intierest, any prepayment cliarges and lafe cl�nr�cs dne under the Note, and all stuns due uuder this Securiry L�strwnent, plus inforest. (li) "Rfders" menns o11 Riders to this �ecurity Insti�wilenC thaT are executed Uy Bonower. The followii�g Ridere tu•e Yo be execuCed by Bon•ower Ccheck l�ox as applicable]: �Adjustable Rntie Rider C� Condominimn Rider � Second Noino Ride�r U T�alloon Ridc�� 0 Planned UniL Developn�ent Rider 0 1-4 Pamily Rider n VA Rid�r 0 Aiweeldy Plpment Rider 0 Othar(s) [speciPy] (I) "Applicable Law" means a11 cnvt�'olling applicablc fcdcral, statc and local 5tatntes, rogulations, oedinances �uad adnvnistrnkivo rulos uid ordcis (thaA bave [he effeoC oP law)as wel] es all applioable Hnal, non-appealable judicial opinions. (J) "Community Association Dues, Fees, and AssessmenCs" means all clixes, f'ees, assessments and oil�er charges that are imposed on Borrower or the Property by a condomiuium associalion, homeowners aseociaCion or einvlar organization, (K) "Electronic Funds Transfer" uiea��s atry Lranafer of fimds, other ihan a trnnsacliou originaCecl by oheck, draft, or siinil�u•pnper instrument, which ie initiated tluough an electronic terminal, telephonic insYrumout, coinputer, or ma�,nietio tape so as to order, instruet, or atirthoriza a financial insfitution to�debit or credit an acc�unt. Snch ter�m inchidcs, btit�is not lnnited fo, poinC-of sale t�anrfers, auCoinated t�ellcr machinc I�ansletions, transfers initiated by telephone, wire trenafers, �nd automated clearinghouse transfera. (L) "EsCrow Items" incane tl�ose iCeins thaf are described in SecCion 3. (M) "M i5Cellaneous Proceeds" mcans any compensation, eeCClcmcnC, award of damagcs, or prooecds paid by any third party(other than insur�noe proceeds paid under the coverage.y descriUed iu SecTiou 5) for: (i) damage to, or destrneCion of, the Property; (ii) condemnation m othet Ga]<ing of all or auy part o4'Che Property; (iii) conveyznea in liau of condeimiation; or(iv) misrel�resentations of, or oinissioi�s as to, the vnlue and/or oondition of the Pxoperry. 24002998 NEBRASKA-Single Femlly-Fsnnle 1.4eelFreGtlle Mec UNIFOkbI MSl'RUM EN'f Porm 3028 1101 VMP(� VMPO�NG)(1706i Wolters Kluwer Financial Scrvices Pape 2 oi 1!