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201210451 <br /> (C) "Lender" is EQUITABLE BANK <br /> LenderisaSavings Bank <br /> organizedandexistingunderthelawsofTHE STATE OF NEBRASKA <br /> Lender'saddre;ssis 113 N LOCUST ST PO BOX 160 GRAND ISLAND NE 68802-0160 <br /> Lender is tha beneficiasy under this Security Instrument. <br /> (D) "Trustee" is EQUITABLE BANK <br /> (E) "Note" meaus tlie promissory note signed by Borrower and dated DeCember 06. 2012 . The No[e <br /> sYatesthatBorroworowcsLendc;r S�VENTY FOUR ThIOUSAN� AND 00/100 <br /> Dollars(LJ.S. $74,000.00 }plus interest. Borrowex hae promised to pay tl�is de6u in regul<2r <br /> Periodic Paymc�rts and to pay the debf in fizll not later thau J d YI U d Y'y 1, 2028 . <br /> (F) "Property" meavs Uie property tlxat is described Uelow under the haading"TreuaPer of Righte in the <br /> I'roparty." <br /> (G) "Loan" means the deUt evidenced by the Note, plus interest, any prepayinent charges and lAfe charges due <br /> under the Note, and a11 sums due under t1�is Security lnstrnment, plus iiiteresti. <br /> (H) "Riders" meat�s all Riders to fliis Security Insh��unent that are executed by Borrower. The following�Riders <br /> are Yo be execuCed by Borrowor [check bqx zs applicable]: <br /> �� Adjustable Rate Rider ❑ Condominiiun Rider � Sccond Home Rider <br /> � Belloon Rider �Planned Unit Development Rider � 1-4 Pamily Rider <br /> �VA Rider U Riweeldy Payine�rt Rider � Other(s) �specify] <br /> (I) "Applieable LaW" means all conCrolling a��plicable Pederal, stiatio and local statutes, regulations, ordinances <br /> and administrative rtiles qnd orders(that have the effect of law) as well ae all applicable�Cinal, non-app�dable <br /> judicial opiiiions. <br /> (J) "Commurtity Association Dues, Fees, and Assessments" mcnns all dues, fees, assessments uad other <br /> ch�rges that a��e imposed on Boxxower or the Property by a condonuniun2 associatio��, hmncownors <br /> association or similac organization. <br /> (K) "Electronic Funds Transfer" ineans aziy transter of'fimds, other than a tr�uisnctiou originated by check, <br /> draft, or similar p�pe��instruinent, whicl� i� initiated through aai electronic tanninal, telephonic insVument, <br /> coinp�der, �r magnctic tape Fo as Co order, instruct, nr authorizc a financial institution to debit or credit an <br /> aeooimC. Sueh term n�cludes, but is not liiniteci lo, point-of Fale transfcrs, automated toller machine <br /> transaotions, transfers initiated by telephone, wire transfers, and automated clearinghouse tranePera. <br /> (L) "Escrow Items" meAna those items thet ere described in Seotion 3. <br /> (M) "M iscella�leous Proceeds" menns �tiy compensation, settlemeut, awnrd oP damnges, or procccds paid Uy <br /> any tivrd pAr6y(other thnn insnrnnce proceeds paid iinder the ooverages describcd in SecHon 5) for: (i) <br /> dunage to, or desh�uotion of, the Property; (ii) eondevm�uon or other falcing of al] or any part of the <br /> ProperEy; (iii)eonveyance iii lien oP condenn�ation; or(iv)misrcprescntations of, or omiseions as tq.tlie <br /> value and/or condition of the ProWert�__ <br /> ----- ---___.__._..__..,_...__..—_..— — <br /> 2aoo2�as <br /> NEPRASKA-Single Family-Fannle Mae/Freddia MaC UNIFORM INS7RUMENT Farm 3�26 7/07 <br /> v,ui>o vroiPaMe�(�ias� <br /> Wol(erF KWwer Flnenoial5ervlces Page2 of 1' <br />