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��1�1�444 <br /> �2. Borrower Not Reieased: Forbearance By Lender lVot a 1JVa��rer. E�tension of the ti.me fvr payment�r <br /> modificatxon af amortization of x�e sums se�ured by�his 5e�ur�ty Instrument granted by Lender ta Borrower <br /> or any Succ�ssor xn�nterest af Borrawer sha�l not operate to re�ease the liabi�ity of�rr�wer nr any <br /> Successors in Interest af Borrower. Lender sha.�l not b�required to commenc�praceedings agaYnst any <br /> Successor in Interest of Borrov�er or ta refuse ta extend tirne for payment or othervvise modify amorrizatxon <br /> af the sums secured by this Secur�ty Instrument by reasan of any demand made by the orig�na�Borr�wer or <br /> any Successors�n Interest of B�rrower. Any forbearance by Lender�n exercising any ar�ight nr remedy <br /> including, v�rithout��mi�ation, Lender's acc�ptance vf payments fram third persons, entities or Successors in <br /> Interest�f Borrower or in amounts�ess than iChe amoun�then due, shall not be a wai�er af or preclud��he <br /> e�ercise af any right or remedy. <br /> �3. Jo�nt and Se��ral Liab�iity; Co-s�gners; Succ�ssors and Assigns �aund. Barrawer co�enants and <br /> agrees that Borrawer's obl�gations and�iability sha�l be joint and severa.l. Ho�e�er, any Barrower�v�rha <br /> co-signs this�ecur�ty Instrument bu�do�s not execu�e�he Note�a "c.��-signer"}: �a} is co-Sl�].11lg�h.1.5 <br /> Secur�ty�nstrument anly to mortgag�, grant and con�e�r the cca-sxgner's interes�in th.e Pr�perty under the <br /> terms af this S�curity In�trumen�; tb� is not persanally obl�gated to pay th�sums s�cur�by this SecuriCy <br /> Ynsxrument; and (c}agrees that Lender and any�ther Barr�wer can agree to extend, mo�dify, fvrb�ar or ma�e <br /> any accammodations wit,h regard to the�erms of this Security Instrument or the Note w�.thout�he co--signer's <br /> consent. <br /> Subject ta the pro�is�ons af Section 18, any Successar in Interes�of Barrawer who assumes Borra�ver's <br /> obixga�ians under this S�cur�ty Instrument in vvriting, and is appraved by Lender, shall abtain a11 of <br /> Borrawer's r�ghts and benefits under�his Security Ins�rument. Borrov�er shal.l not be re�eased from <br /> Barrawer's o�iigaxions and�xability und�r�us Security Instrumen�unless Lender agr�s to such re�ease in <br /> wri�ing, fih�co�enants and agreements of this S�curity Instrument sha11 bind�except as pro�ided in Sect�an <br /> 20}and benefit the successors and assigns of Lender. <br /> '14. L�an Gh�rges. Lender may charge�rrower fees for ser�ice�performed in cvnne,ction with Borrower's <br /> default, for the purp�se af prote�ting Lender's interest Yn th�Property and rights under this Secur�ty <br /> Ins�rument, inc�uding, but no�1imi���o, at�orneys' fees, gr�perty inspectian and�alua�ian fees, In regard to <br /> any o�ier fees, the absence nf express autharit�in this Security Instrument to charge a specifi�fee to <br /> Borro�er sha�.�not be canstrued as a prohibi�ion on the charging af such fee. Lender may not charge fe�s <br /> that are e�.pressly prohibited by this S�curity Instrument or by Applicable Law. <br /> If the Laan is subj��to a law which sets maximum�aan charges, and�hat law is f na.ily interpreted so that <br /> the int�rest or other loan charg�s collect�d.or�o be coilected in cannecti�n v�ith�he Loan�xceed the <br /> p�rnut�ed limits, then: �a}any such loan charge shall be reduced by the amount necessary�o reduce the <br /> charge to the permitted�imi�; and�b}any sums already collected from�rrnw�r wh�ch exc�ded pernaitt� <br /> limits wixl Ue refunded ta Barro�ver. Lender may choose to make this refund by reducing the principal awed <br /> under�he N�te or by m{aking a dire�t payment ta Borrower. Yf a r�fund reduces principal, the reduct�an wi�I <br /> be treat�.as a par�xal prepaymen�wxthout any pr�payment charge�wheteher or not a prepayment charge rs <br /> pra�rided for under the Nate}. Barrower's acceptance af any such refund made by direct payment ta <br /> Borrower wiil constitut�a►�vaiver of any right of action B�rrovver m2.ght ha�e arising�ut of such o�ercharge. <br /> 'I 5. 1Vat�ces. All notices gi�en by Barrawer�r L,�nder in cannection with this S�cur�ty Instrument mus�be in <br /> wr�iting. Any notice to Barr�wer in cannect�on with this 5ecurity Ins�rument shall be deemed to have heen <br /> giWen to Borro�ver�vhen mailed by first class ma.i1 or when actua�ly de�xvered to B�rrower's notice address if <br /> sent by at�er means. Notice tv any vne Borrnwer shall cans�xtute notice�a ai� B�rrov�ers unless Applicable <br /> Law e�.pressly requires oth�rwise. The n�otice address shall be the Property Addr�ss unless Barrower has <br /> NEBRASKA-S�ngle Fam�ly-Fannie MaelFreddie Mac UNIFQRIVI 1N5TRUM�NT . Form 3�Z8 11Q7 <br /> VMP� VMPfi4NE}t1 i p5y,00 <br /> V11olt�rS Kluwer�inancial 5er�rces Page'I 7 of?7 <br />