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201210371 Parcel ID Number: 400367068 wluch waeutly has the address of 6517 W HUSk2r HWy (Street) Al da (Cr�y), Nebraska68810 (Ztp Code) ("Property Address"): TOGETHER WITH all the improvemei�ts now or hereafter erected on thc property,and ail easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Seciaity Instrument All of fhe foregoing is�eferred to in this Security[nstrument as the "Property." Boaower andcrstands and agrees that MERS holds only legal title to thc interest granted by Borrower in this Seci�rity Iustrument,but, if necessary to comply with law o�custom, MERS (as nominee for Lender and Leuder's successors and assigns)has the right:to exercise any or all o£those interests, including,b�[not limitcd to,the right to foreclose and sell the Property; and to take any action required of Lender including, but not limited tq releasing and canceling this Security Instrument. BORROWER COVENANTS that Boirower is lawfully seised of the estate here6y conveyed and has the right to grant and convey the Propeny and that the Property is unencumbered,except for enwmbrances of record. Borrower wurants and will defend geuerally the title to the Property against alI claims and demands, subject to any encumbrances o£record. THIS SECURITY INSTRUMENT combines uniform covenants for national use aud non-uniform covcnants with limited variatioas byjurisdiction to constitute a unifonn security instrument covering real property. Uhiform CoVenants.Borrower and Lender covenant and agree as follows: 1. Paymentof Principal,lnterest, Escrowltems, Prepayme�tCharges,and LateCharges.Bonower shall pay when Jue the principal of, aud ioterest on,the debt evidenced by the Note and any prepayment charges and late charges due under the Note. Borrower shall also pay funds for Escrow Items pursuant to Section 3. Payments due under the Note and this Sewrity instrumcnt shall be made in U.S, cuacncy. Howevcr, if any check or other instrument received by Lender as payment under the Note or this Security Instrumenf is rehvned to Lender unpaid,Lender may require that any or all subscquent payments due under the Note and this Security lnstrument bc madc in onc or more of the following forms, as selected by Lender: (a)cash; (b)money order; (c)certified check,bank check,treaswer's check or cashier's check,provided any such check is draevn upon an iustitution whose deposits are insured by a federal agency, insWmentality,or entity;or(d)Blectronic Fands Transfcr. Payments are deemed received by Leuder when received at the location designated in the Notc or at such other location as may be designated by Lender in accordance with the notice provisions in Section 15. Lender may return any payment or par[ial payment if the payment or partial payments are insufficient to bring the Loan current. Lender may aceep[any payment or partial paymeut insufficient to bring the Loan current,without waiver of any rights hereunder or prejudice to its rights to refuse such payment or partial payments in the future,but Lender is not obligated to apply such payments at the time such payments are accep[ed. If each Periodie Paymeut is applied as of its xheduled due date,then Lender need not pay interest on unapplied funds. Lender may hold such unapplied funds until Bonower makes payment to bring the Loan current. If Bottower does not do so�vithin a reasoaable period of time,Lender shall either apply such funds or retivn them to Boaowe�. If not applied eazliei, such funds will be applied to the outstanding principal balance under the Note immediately prior to foreclosure. No offset or claim which 8orrower might have now or in the future against Lender s6a11 relieve Bonower from making payments due under the Note and this Security Instrument or performing the eovenants and agreements secured by thls Security Instrument. NEBRASKASingle Family-Fannie MaeiFreddie Mac IINIFORM INSTRUMENT WITH MERS Foim 3028 1/D1 VMP� VMP6A(NE)(1105).00 WWfers Kluwer Flrenelel Servlces Page 9 of 1 T II I I II II'I I I II II I III I IIII'llllll I III I I I I I II II I III q03310280489 0233 345 0417