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<br /> � `��� • ��3ST1�BL� ��`E 1�EI� aooasao3 _ `" - �_�_
<br /> � . , ."� (I Year� in!ies'Rate�ps�
<br /> �4
<br /> . , 3RD day of OCTOB$R '`°:��
<br />- 9 9��JUSTABLS RA't'E RIDER is ma�e this � -,. . ,:
<br /> ,aad 'u inooiporated into and shaH 6e deemed to amend an�d supptemc.� Lhe Mortgage.Deed of `•: ��.`
<br /> '`:�` Deed(the°SecnritY Inst�ument )of the same date�iven by the nadersigaed(dte"Borruwer°)to `_ ,�
<br /> �� Tn�st or Security
<br /> � ct�e$ mowgr's Adjustable Rate Nate(ihe°Noie" to B�r��! a Yederal SavinBs Baag `�
<br /> _ - �e qnrtab�te Boildia8 aaA Laau Assaeiatiaa of &raad �l�nd, t and lacaced ar.
<br /> ": . • ^ of the same date and covering tlee propertY d�n'bed in the Secnrity Insuumen .;. .��
<br /> (the Leader ) . .�;;.
<br /> ?� �' " '' ti'__. _.
<br /> ` � ` 4319 fiil CAPITAL AVB .GRAND ISLAND, NBBRASRA b8803 Q.,,.; _
<br /> -��: [�a�y a�] ��:_...
<br /> ._ , �},w u
<br /> �;':��u �Y THE NOTE GOMTAIIitS PROVfSlOMS ALLC1dUtl�i6 �OR CHANGES IN TNE I�ITEREST �x ';-:.
<br /> M .
<br /> .�; `� 4 RQ'� AND THE MONTNLY PAYiViENT. THE NOTE UM1TS 'iHE AMOUNT THE .
<br /> . �" .;:�.%" BORR�WEH'S INTEREST RATE CAN COWNQE AT ANY ONE TIME AND 7HE <., ;_ --�..
<br /> _ ,✓ ', MAXINi�fM RA7'E THE BQRR�WER MUST PAY. ,�;`Y-
<br /> •�; �
<br /> ��p`� ` ADDTPItLi+i�.C�fl�Ak�.�3'i'S.In addition to�he careuants and ag�eeme°zs m�e in the Secarity Inst�ument. `��`-
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<br /> `;'`; � �� . Boirower and Ix�der fu�+a�ena�►t and agcee as fotiasvs: `�i' _
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<br /> ,S` ,�` a`; � A.II�T��TE APID MONTH��'�F�'�YMENP�ANGES ` �<
<br /> �<<. �- � . . :. ' -
<br /> ������f � 7.G25 '�.'�he Note Pmvides fos cDanges�n '� �
<br /> ��` {,�,Y�,•- ' - '14ie Note pr�vides 9or an initial interesc r�te.of . _
<br /> . .';j,`�"� tQe inte�est raic artu the montWY Payme�:as follows. .. �J
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<br /> � :,,` ' CHAN�ES �,T..�,
<br /> ,� ::,. • ..:; 4.II�'I'ERP�TBATT:AND11+�lON'1'�i:7f'�&?�.YMEN!' E.'.;�:,
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<br />� � � ''F1/�n{I'';�, � � . . ' � �.o�:
<br /> �;� •: � , lA)Ctiaage Dates . ��on t6e fiist dal+ NOVBMABR 2002 ,and ap�td�,at . ���,
<br /> • .'';`<<„��''��; The interest rate I w�l�"�€ of Date.°: `-_-'= '
<br /> day evecy 1 2 t h mo n t h t h e�r«=��on whidi m�"q►teresc tate could change�c�Ued a`Chanb� i�
<br /> ��• , . . _.._..___
<br /> �: � � �, . .-_ ._.
<br /> , ' ., (g)Ttte Ii�le�. _.
<br /> , ,,`� geginning wi�h the fi�t C6anSe Da��.rriy interest iate will be based on an Iadex.The"Ind�°•is tha weekiy � -
<br /> ,:�t„>.,. , ::
<br /> - _s+,tfy`''<•. ave�age Yietd on United�States TreasmY securities adjusced to a oonstant mataiity of 1 year,as made available by . `-__--_
<br />' , � -:'.��: - �the Fedetai Aeserve Boar�.�most reccut Index figune available as of t$e dace 45 days 6efone each C6ang,e Date _----
<br /> _ ' is called the"L'arrent Iudex." , . __—
<br /> •�� If the Index is ao longer available,t�e Note Holder wiU chaase a new index wLich is based ugon c�mpaa� l
<br /> %'';�:':.''' information.The Nate Haldet will giv�me notice of this choice. `::'=, 34
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<br /> 1��;�r;i�'�E�'� .'�.;,.: . 4C?�tfun o�Cf� ..' • �.._.
<br /> ��YJ�,. Before eath Change D�..,the Nate.livider will caiculate my new intemst iate by adding .
<br />';;;;'.'i�,�,,'`,"� ���� TWO ' � perceatagepoint(s)( 2.000 Y�)totheCurreut . ----
<br /> •r"yc�t l;:�� "' :. � ighth of one
<br /> ?�rt��:1�:�;,,.� •`. I Index. '19ie�iote Holder will thea roua t�e resutt of this addition to tbe neares�t oneye P�°�� . _ --
<br /> '�ttt��f;f„�<;� 1 ts stated in Sectiec��3(D)below,this rounded amount wJll be my new is�esest . _.—--
<br /> _ ,.f,.�.,.,, . . . , > -
<br />-. . '',�,'_`' . poiat(0.1251).Subject to ti�e Imi , -
<br />— . �are until the aext Change Date. `�_�
<br /> �,�' � t that wautd be sufficie�nt to zepay�lte .
<br />- . . . 'The Not��oldet wiU then detetmine th$amouat of t6e monthly paymen �,-_
<br /> :��i,:�. :� _�. � unpaid princ:ga9 tlmt I am expected ta o��e at the Change Date in full on the Matarity Date at my new intes�t iate h; _
<br /> � .��`�;'.L iu snbst�6a11Y eqaal PaYmerrts.'fhe re�tl�of this calculatton will be the new amount of my mo�tY Dayment• � , __- -
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<br />_ �?:`:;;!,,,� �. .. (D)Idmita on Inter�t&?ate Ctmnges _ % �a='--
<br />-�; : � . The interest rate I am ceruired to pay at�the flist C9�aage Date will not be greater than 9.62 S —
<br /> � � � . or less tban 5.b25 %.Thereafter,mY interest rats will�ver be inaea.�od or derceased on F _
<br /> ,:�.,�,:�; . .� � . aay xingle Change Date bY more than n.o peroentage points(2.0 J)from the rate of interes�C have becn�aylnS �,'._<:_:
<br /> � `` � ' for the preceding twelve rxonths.My interest rate will never be greater than 12.62 S «��._°�
<br /> �' � :
<br /> ,.; � My iaterest ra�e will never be lower than 5.625�. , � �_l
<br /> , ;:..,, . (L�EffeeUveBateagC`�an�es �
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