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<br /> TOGETHER WiTH all the improvements now ot hereatter e�d on the pmpertY•and all easements.appurtenances.and ���:, ;:
<br /> � �. fixmres now or hereafter a part of the propetty. A11 r'ePlacements end additions shall also be cavered by this Sewriry �
<br /> '` � � � 1tu��t.A!1 of the foregoing is tpferned to in this Security Instiument as the°Propet'ry.' E - : .
<br /> .',°' ;�„ < B O R R OVI►ER COVENANTS that Bortawer is lawfuUy seised of the estate hereby oonveyed and has the right to grant and t ;.' �.
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<br /> :, • a' :`�• A� � oonvey the Propecty and that the Property is uneacumbered.except for eucumbrances of rew r d. B orrower w a r r a n t s a n d w i ll l F�_4,.:.
<br /> . ` defenct gencrally the dde to the Property agaiast all claims and detnands.sub,jert to any eacu�nbrances of record. ,•
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<br />__�;�� THIS SECURTfY iNSTRUMSNT combines uniform oovenants for aational use aad aon-uniform covenants with limited + ,: ;_
<br /> : ±.. . ` variatIans by jurisdiction to constiate a wvform secudty instrument mvering ca1 propertY. ;
<br /> • � UNIFORM COVENADiTS.Borrower a n d L e n der covenan t�d a�a s f o l t oBorrower slrall prompttY PaY when due the ;�s
<br /> -� �<��� l. Fpyment oP ft�incipal and interesl; Frepe9ment and I.ete Charges• - .
<br /> " `. °>•. prinripal of and interest on the debt evideaced by tfie Note and anY PI'ePaYment and late cdarges due uuder che Note. f ;;�.;,:_
<br /> �� � ::� ' i , ucable!aw or to a written waiver by Leader. Barrawer shall pay to ' :. .:
<br /> . 2.Fuuds fos Tases and��eanae.Subje�x to app' !;''';'�•�'.
<br /> � , Lender on the day monihlY Paymeats are dn����e Note.until the Note is paid in full.a sum("Funds')for:(a)Y�Y�� ��;;,;,
<br /> ' - and asse�a�ents which maY attain priority over this Secnrity Iastmment as a lien on the Property:(b)Yearly lease6old paymeats ; ;.-_�_
<br /> premiwns:(fi YeariY ttaad insurance premiams. � *s�'•
<br /> or ground rents on the Property.if aay:(c)YeaTly hazard or property insarance � ,_.
<br /> � . e i n s u s a n ce iemiu�r�.if aay:and($any sums payable by Borrower to i.euder,in aocordance with i�,;��;��
<br /> if any;(e)Ye�riY mortga� p ums.'I9�ese items aze ralled'Escrow Items.° ; __
<br /> ' . the provisIons of paragraph 8,in lIeu of the payment of mortgage insuranoe pzemi .�-.•-''
<br /> . 4.. . - i�ender may, at any dme. ooltect and kotd Fands in an amonmt not to exceed the ara�amum amoimt a lender for a fedeially ;���: _
<br /> ` �::<;�:.� :,- related mortgage toan may r�for Borrower's escrow a000unt under the federal Real Escate Setttement Pracedures Act of ��
<br />, ;� ,, ,�,;';�i,? 1974 as amended frori�time to time,12 U.S.C.Secxion 2601 et seq. (°RESPA"),unle�s anot6er 1aw that appGes to the Fuads '�:;.';�
<br /> � ;�'>: sets a tesser amount.If so.Lender�nay. at any time. coUect and hold Funds in an amouni not w exceed the tesser amoaa� . '
<br /> . _ I.ender msy e�unate the amoutit of Funds due on the bas'ss of carrent data and rrasonab2e estinsates of eapenditnres of ft�tnrc ��,J
<br /> �: ... ��r�l:.:
<br /> � :`.:t- Fsaow Items or otherwise in accordance with agplicabie law. . �;;'.
<br /> • ' The Funds shall be held in an institution whose deposits are insured by a federal agency, insavmentality, or entity �'_.
<br /> •- (including Leader.if Ixnder Ls such an institution)or in any Fedeial Home Loan Bank.Lender shall apply the Funds to pay the �:L.�
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<br /> -: ,..r�:� Escrow Items.I�nder maY not chaTSe Borrower for hotding and applying the Funds.atutuallY amlYang tfie escrow acoount,or �_
<br /> , . � ve ri f}n.ng the Escrow Ite�,unless Ixader pays Bo�wer interest on the Funds and applicabie!aw permits I,eader to make such ,��--
<br /> Borrower to a one-time charge for an independerrt ra1 estate tax rePorting service ��;
<br /> • . ` a c�ar�e.6Towever,I�nder maY requtre PaY _ -
<br /> .. :�,,� used by Lender in connection with this 1Qan. anless applicable taw provides otherwise. Unless�an agreeme�is made or �-
<br /> , _': ` � ;:.x��'� `. � aPPlicable tarr�eqaires interest w be paid,Lender shali not 6e reqnired to pay Borcower atry interest or eamings an the F�'1s...� --
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<br /> •• ;,;;?'P:� Barmwer aa�L�nder may agree in writin8•however.that interest sha11 be paid on the Funds. Lender shall give to Bormv�;:: �
<br />�.`�>:•.L.'" m�taut charge.an.annrial a�ouuting of the Funds,stiowing credits and debits W the Funds aatd the pntpose for which�l .,.
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<br /> �";,w', �abit to the Funds was madz:'�'de Funds are�u�ledged as additional securiry for all sams secured by tbis Security Lnsvument. , ��;_:
<br /> - If the Funds hetd by�.end�r excad the amounts Fermitted to be held Dy applicable law.Lender s1�aU accaunt to Sorrower . _-__
<br /> ' � ' for the eacess Fuads in accordaace with tt►e reqairements of appltcable law.If the amount of the Fuads held try Lender at any __
<br /> � '�� cime is noL sufficieait to pay the Escrow Items when due.I.ender may so noafy Bomawer in writin8�anA•in such case.Bormwer �__-
<br /> : - . shall pay to i,ender the amount necessary to make up the defrciency. Borrower shall make up the deficiency u►no more than �
<br /> � � " twelve monthly paymerts,at I.ender's sole discret�on. �_
<br /> �° ,;-� Upon payment in fuil of atl swns secured by this Security Inshument. I�'Qa�shall prompdy refund W Boaower any �_-
<br /> :�• �f Fands held by Leader.If.under paragraph 21,Lender shall acquire or sell the P�operty,l.ender.prior to the acquisition or sa2e
<br /> � ��4�,r�' of the Propzny,shall apply any Funds held by I,ender at the time of acquisitian or sale as a ccedit against the sums serur�bY =-
<br /> � • : `�;�xf t9is Se�urity 1nsm�ment. . _
<br />"':;;. 1.�' '. �.:"�'� � �3.Appltcatton oY F��ents.Unless appiicable law provides otherwise.aU paysnei►ts receiyed by L,ender ender paragraphs . .- --
<br /> ' t,and 2 shall be applied:mst,to any prepay�neirt chargc-s due under.the Noie:seoond.to amour,ts�ayab2e umrS�r paragraPh 2; --
<br /> � ' ��s��!�,�; tiilrd,co intec��ne:fwrtb.to principal due:and last.ta any late d�es due undet the Note. : � s_
<br /> ' . ���',.� 4.C�ag��Lfens.Borrower shall pay all taxes.assessme�tsT.v�azges. fines and imposit�ois attributable to the Propetry =----
<br /> • � ,;. whicb may�.ti priority over this Security Instrumen�and leasehold Qayments ot ground renu,if any. Bo�+nwer shalt pay
<br />- ' � �: these obligatians in the manner provided in paragaph 2.or if not paid in that maaner.Borrower shal!pay theat cn time d'uecdy �.��.
<br /> . .. crr�ne persqn owed�payment.Borrower shall promptly fumish to I.ender all nutices of amaunts ta be paid undi:�c ahis paragraph. _
<br />' `.�; If 8orrower c�ss these payments d'irectly,Borrawer shall promFtt��,Eumish to L'ender�receipts evtd@ncing the payments. . --
<br /> . . � °•i; Borros�ecshall promptiy discfiarge any lien which has prioi�i¢y c�er this Security Insuameus wdess Borrower:(a)agees in �_
<br />- ' " � � " writing to the payment of the obligadon secured by the Iien in a�.anner acceptable to I.ender:(bD�ntests in good faith the lien �+_-.
<br /> �•`�` .+� By.or defends aga9nst enforcemeat of the lien in. 1e�-,�,1 praceedings which in the Lender's opinion operate to prevent the � -.
<br /> •��' �.fbrcement of the lien:or(c)secures from the holder af��e lien an agreement satiafactory to Lender su6ordinadng the lIen to E�
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<br /> >' s� -� e."'as Security L*�strument. If Lender detemunes that any part of the Fcoperty is subject to a lien which may attaln pr�oriry over , R
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<br /> . � �:,,�� this Securi�p tr•s�TUment.Lender may give Boaower a notice idec�.f;,;i-�g the lien.Horrower sha11 sarisfy the lien or take ecsg or . �:_
<br /> �''�:'":�; ' more af tttg axions set forth above within 10 days of the giving ot c.r.�c�. �
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