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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />,►�, k/ �L . /."2- /y <br />- B ROWER - LYNDAL W RICE - DATE - <br />STATE OF NEBRASKA <br />COUNTY OF HALL <br />The foregoing instrument was acknowledged before me this 4TH day of DECEMBER, 2012, by <br />LYNDAL W RICE, A SINGLE MAN. <br />GENERAL NOTARY - State of Nebraska <br />WANDA K. WINDER <br />My Comm. Exp. Oct. 21, 2014 <br />Notary Public <br />My Commission Expires: <br />NEBRASKA -- Single Family -- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />338.9 Page 14 of 14 <br />201210301 <br />0)/kteeLL-ea)k;ce,„. <br />1111065679 <br />Form 3028 1 /01 <br />