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BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security <br />Instrument and in any rider(s) executed by Borrower and recorded with it. <br />4hIIL #s ±: <br />BO ��OWER ! E FOULK - DATE - <br />Witnesses: <br />Witness <br />L FOULK - DATE - <br />L '[2 <br />STATE OF NE <br />COUNTY OF HALL <br />The foregoing instrument was acknowledged before me on this DECEMBER 4, 2012, by STEVEN L <br />FOULK AND LYNN E FOULK, HUSBAND AND WIFE AS JOINT TENANTS WITH RIGHT OF <br />SURVIVORSHIP (name of person acknowledged). <br />GENERAL NOTARY - State of Nebraska <br />WANDA K. WINDER <br />My Comm. Exp. Oct. 21, 2014 <br />FHA Nebraska Deed of Trust - 06/12 <br />Wpb 391.14 Page 8 of 8 <br />Witness <br />201210286 <br />1111067502 <br />Notary Public <br />My Commission Expires: 16--a /-1 L/ <br />