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When Recorded Return To: <br />Five Points Bank <br />2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />NEBRASKA- Single Family - FannieMae /Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 <br />Laser Forms Inc. (800) 446 -3555 <br />LFI #FNMA30289/11 Page 1 of 13 Initials: <br />January 1, 2043 <br />_� C7 Cn <br />CD - -i <br />c n <br />(3 z —i <br />r -ri --I rn <br />C7 <br />CD <br />CT) <br />o n <br />Parcel ID: 400172860 <br />a <br />CI <br />a <br />a <br />• DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />--I ▪ 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />rri Section 16. <br />(A) "Security Instrument" means this document, which is dated November 30, 2012 <br />rn <br />C together with all Riders to this document. <br />▪ (B) "Borrower" is <br />rr i Dennis D. Heermann and Lou Ann Heermann, Husband and Wife <br />Lender is a Nebraska Corporation <br />organized and existing under the laws of State of Nebraska <br />Lender's address is 2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is <br />Five Points Bank <br />P.O. Box 1507 <br />Grand Island, NE 68802 <br />(E) "Note" means the promissory note signed by Borrower and dated November 30, 2012 <br />The Note states that Borrower owes Lender <br />FiftyEight Thousand DOLLARS and Zero CENTS <br />Dollars (U.S. $ 58,000.00 ) plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than <br />CFI <br />Loan No: 101257237 3 0 <br />(Ii` <br />