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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />The , foregoing instrument was acknowledged before me this 30 day of <br />L4 by JOSHUA A. BERLIE AND MARY K. BERLIE F /K /A MARY <br />K. LEWIS, HUSBAND AND WIFE. <br />MARY K. BERLIE — DATE — <br />GENERAL NOTARY - State of Nebraska <br />JANICE K. BOEHLE <br />My Comm. Ex,. March 27, 2013 <br />NEBRASKA— Single Family— Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />338.9 Page 14 of 14 <br />201210307 <br />451212687 <br />My Commission Expires: j -2 2 - Z2 / <br />Form 30281/01 <br />