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201210300 <br />mail to Lender's address stated herein unless Lender has designated another address by notice to Borrower. Any <br />notice in connection with this Security Instrument shall not be deemed to have been given to Lender until actually <br />received by Lender. If any notice required by this Security Instrument is also required under Applicable Law, the <br />Applicable Law requirement will satisfy the corresponding requirement under this Security Instrument. <br />15. Governing Law; Severability; Rules of Construction. This Security Instrument shall be governed <br />by federal law and the law of the jurisdiction in which the Property is located. All rights and obligations contained <br />in this Security Instrument are subject to any requirements and limitations of Applicable Law. Applicable Law <br />might explicitly or implicitly allow the parties to agree by contract or it might be silent, but such silence shall <br />not be construed as a prohibition against agreement by contract. In the event that any provision or clause of this <br />Security Instrument or the Note conflicts with Applicable Law, such conflict shall not affect other provisions <br />of this Security Instrument or the Note which can be given effect without the conflicting provision. <br />As used in this Security Instrument: (a) words of the masculine gender shall mean and include corresponding <br />neuter words or words of the feminine gender; (b) words in the singular shall mean and include the plural and <br />vice versa; and (c) the word "may" gives sole discretion without any obligation to take any action. <br />16. Borrower's Copy. Borrower shall be given one copy of the Note and of this Security Instrument. <br />17. Transfer of the Property. This loan may be declared immediately due and payable upon transfer <br />of the Property securing such loan to any transferee, unless the acceptability of the assumption of the loan is <br />established pursuant to Section 3714 of Chapter 37, Title 38, United States Code. <br />If Lender exercises this option, Lender shall give Borrower notice of acceleration. The notice shall <br />provide a period of not less than 30 days from the date the notice is given in accordance with Section 14 within <br />which Borrower must pay all sums secured by this Security Instrument. If Borrower fails to pay these sums <br />prior to the expiration of this period, Lender may invoke any remedies permitted by this Security Instrument <br />without further notice or demand on Borrower. <br />18. Borrower's Right to Reinstate After Acceleration. If Borrower meets certain conditions, <br />Borrower shall have the right to have enforcement of this Security Instrument discontinued at any time prior <br />to the earliest of: (a) five days before sale of the Property pursuant to any power of sale contained in this <br />Security Instrument; (b) such other period as Applicable Law might specify for the termination of Borrower's <br />right to reinstate; or (c) entry of a judgment enforcing this Security Instrument. Those conditions are that <br />Borrower: (a) pays Lender all sums which then would be due under this Security Instrument and the Note <br />as if no acceleration had occurred; (b) cures any default of any other covenants or agreements; (c) pays all <br />expenses incurred in enforcing this Security Instrument, including, but not limited to, reasonable attorneys' <br />fees, property inspection and valuation fees, and other fees incurred for the purpose of protecting Lender's <br />interest in the Property and rights under this Security Instrument; and (d) takes such action as Lender may <br />reasonably require to assure that Lender's interest in the Property and rights under this Security Instrument, <br />and Borrower's obligation to pay the sums secured by this Security Instrument, shall continue unchanged. <br />Lender may require that Borrower pay such reinstatement sums and expenses in one or more of the following <br />forms, as selected by Lender: (a) cash; (b) money order; (c) certified check, bank check, treasurer's check <br />or cashier's check, provided any such check is drawn upon an institution whose deposits are insured by a <br />federal agency, instrumentality or entity; or (d) Electronic Funds Transfer. Upon reinstatement by Borrower, <br />this Security Instrument and obligations secured hereby shall remain fully effective as if no acceleration had <br />occurred. However, this right to reinstate shall not apply in the case of acceleration under Section 17. <br />19. Sale of Note; Change of Loan Servicer; Notice of Grievance. The Note or a partial interest in the <br />Note (together with this Security Instrument) can be sold one or more times without prior notice to Borrower. A <br />sale might result in a change in the entity (known as the "Loan Servicer ") that collects Periodic Payments due <br />under the Note and this Security Instrument and performs other mortgage loan servicing obligations under the <br />Note, this Security Instrument, and Applicable Law. There also might be one or more changes of the Loan Servicer <br />unrelated to a sale of the Note. If there is a change of the Loan Servicer, Borrower will be given written notice of <br />the change which will state the name and address of the new Loan Servicer, the address to which payments should <br />be made and any other information RESPA requires in connection with a notice of transfer of servicing. If the Note <br />is sold and thereafter the Loan is serviced by a Loan Servicer other than the purchaser of the Note, the mortgage <br />NEBRASKA — Single Family— UNIFORM INSTRUMENT <br />NEBRASKA -MERS GreatDocs° <br />ITEM 2697L10 (091911) (Page 10 of 13) <br />BRUNELLE,S0000454238 0000454238 <br />