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WHEN RECORDED MAIL TO: <br />Exchange Bank <br />Gibbon Branch <br />14 LaBarre Street <br />PO Box 760 <br />Gibbon, NE 68840 <br />TRUSTOR: <br />X <br />Elizabeth E <br />LENDER: <br />EXCHANGE BANK <br />X ` • <br />Authorize fficer <br />r a En <br />cn � — o <br />FOR RECORDER'S USE ONLY <br />- T1 <br />MODIFICATION OF DEED OF TRUST <br />THIS MODIFICATION OF DEED OF TRUST dated November 21, 2012, is made and executed <br />between Elizabeth E. Davis, A Single Person, whose address is 716 W 2nd Street, Grand <br />Island, NE 68801 ( "Trustor ") and Exchange Bank, whose address is Gibbon Branch, 14 <br />LaBarre Street, PO Box 760, Gibbon, NE 68840 ( "Lender "). <br />DEED OF TRUST. Lender and Trustor have entered into a Deed of Trust dated June 5, 2012 (the "Deed of Trust ") <br />which has been recorded in HALL County, State of Nebraska, as follows: <br />Filed June 06, 2012, Instrument #201204503, Hall County, Nebraska. <br />REAL PROPERTY DESCRIPTION. The Deed of Trust covers the following,3described real property located in HALL <br />County, State of Nebraska: - <br />THE SOUTH ONE -HALF (51/2) OF LOT SIX (6) AND THE NORTH ONE -HALF (N1/2) OF LOT SEVEN (7), IN BLOCK <br />TWO (2) IN FIRST ARTISTIC HOMES ADDITION TO THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA, <br />EXCEPTING THEREFROM THE TRACTS OF LAND MORE PARTICULARLY DESCRIBED IN THE RETURN OF <br />APPRAISERS, RECORDED AT BOOK 21, PAGE 625 IN THE OFFICE OF THE REGISTER OF DEEDS OF HALL <br />COUNTY, NEBRASKA. <br />Tha Ron! Property or its address is commonly known as 936 SOUTH LOCUST, GRAND ISLAND, NE 68801. The Real <br />Property tax identification number is 400010011. <br />MODIFICATION. Lender and Trustor hereby modify the Deed of Trust as follows: <br />Designate Exchange Bank, whose address is PO Box 760, Gibbon, NE 68840, as Trustee �. <br />Add Future Advance Clause: <br />FUTURE ADVANCES. In addition to the Note, the Deed of Trust secures all future advances made by Lender to <br />Trustor whether or not the advances are made pursuant to a commtiment. Specifically, without limitation, the <br />Deed of Trust secures, in addition to the amounts specified in the Note, all future amounts Lender in its discretion <br />may loan to Trustor, together with all interest thereon. <br />CONTINUING VALIDITY. Except as expressly modified above, the terms of the original Deed of Trust shall remain <br />unchanged and in full force and effect. Consent by Lender to this Modification does not waive Lender's right to require <br />strict performance of the Deed of Trust as changed above nor obligate Lender to make any future modifications. <br />Nothing in this Modification shall constitute a satisfaction of the promissory note or other credit agreement secured by <br />the Deed of Trust (the "Note "). It is the intention of Lender to retain as liable all parties to the Deed of Trust and all <br />parties, makers and endorsers to the Note, including accommodation parties, unless a party is expressly released by <br />Lender in writing. Any maker or endorser, including accommodation makers, shall not be released by virtue of this <br />Modification. If any person who signed the original Deed of Trust does not sign this Modification, then all persons <br />signing below acknowledge that this Modification is given conditionally, based on the representation to Lender that the <br />non - signing person consents to the changes and provisions of this Modification or otherwise will not be released by it. <br />This waiver applies not only to any initial extension or modification, but also to all such subsequent actions. <br />TRUSTOR ACKNOWLEDGES HAVING READ ALL THE PROVISIONS OF THIS MODIFICATION OF DEED OF TRUST AND <br />TRUSTOR AGREES TO ITS TERMS. THIS MODIFICATION OF DEED OF TRUST IS DATED NOVEMBER 21, 2012. <br />0 <br />CO <br />