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❑ Refer to the attached Signature Addendum for additional parties and signatures. <br />20121016 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and in any <br />rider(s) executed by Borrower and recorded with it. <br />(Seal) <br />SCOTT J. LDS - Borrower <br />/ k Ny1 <br />( Seal ) NI K. RE - Borrower <br />(Seal) (Seal) <br />- Borrower - Borrower <br />(Seal) (Seal) <br />- Borrower - Borrower <br />(Seal) (Seal) <br />- Borrower - Borrower <br />FHA Deed of Trust -NE 4/96 <br />VMP ® VMP4RINE) (110600 <br />Wolters Kluwer Financial Services Pape 9 of 10 <br />