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20. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a <br />successor trustee to any Trustee appointed hereunder by an instrument recorded in the county in which <br />this Security Instrument is recorded. Without conveyance of the Property, the successor trustee shall <br />succeed to all the title, power and duties conferred upon Trustee herein and by applicable law. <br />21. Request for Notices. Borrower requests that copies of the notices of default and sale be sent to <br />Borrower's address which is the Property Address. <br />22. Riders to this Security Instrument. If one or more riders are executed by Borrower and recorded <br />together with this Security Instrument, the covenants of each such rider shall be incorporated into and <br />shall amend and supplement the covenants and agreements of this Security Instrument as if the rider(s) <br />were a part of this Security Instrument. [Check applicable box(es)]. <br />❑ Condominium Rider ❑ Growing Equity Rider ❑ Other [specify] <br />❑ Planned Unit Development Rider ❑ Graduated Payment Rider <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument <br />and in any rider(s) executed by Borrower and recorded with it. <br />Borrower <br />ROBERT EVANS <br />Ronda S Evans <br />HCFG -00703 <br />FHA Deed of Trust -NE <br />VMPO1 <br />Wolters Kluwer Financial Services <br />201211264.1.1.2336 -J 20120829Y <br />64 `^ 4 0,2..._ <br />Date <br />Seal <br />l /ig/42 <br />en i2G �� Date <br />Seal <br />22 )d. i/ a e -/ <br />Date <br />Seal <br />i <br />i <br />201210162 <br />i <br />i <br />i <br />V <br />Revised 4/96 <br />04/12 <br />Page 9 of 10 <br />