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fter Recording Retu <br />0 ; Reverse gage, LLC <br />Attn: <br />623 0 <br />troit, MI 48226 <br />Avenue <br />50ci c1 <br />State of Nebraska <br />1 8171631 - 3 <br />r: <br />When Recorded Return To: <br />indecomm Global Services <br />2925 Country Drive <br />St. Paul, MN 55117 <br />ii1111p41uipiii 1 p1ui i <br />Finale Document Services 0 0279 (07/07) (1 of 10) <br />V [Space Above This Line For Recording Data] <br />SEE LEGAL DESCRIPTION ATTACHED HERETO AND MADE A PART HEREOF. <br />C: <br />CP1 <br />CT) <br />r <br />rV <br />Prepared By: <br />One Reverse Mortgage, LLC <br />9920 Pacific Heights Blvd, Ste 350 <br />San Diego, CA 92121 <br />n Q) <br />O -4 <br />C D <br />z � <br />rn <br />-< o <br />CD - n <br />L rn <br />D cD <br />r <br />r— 2> <br />v) <br />_ D <br />G) <br />FHA Case Number: 321-3170272-952 <br />Loan Number: 3308765684 <br />MIN: 1003195-3308765684-3 <br />'ec Q- 3t 4)-- <br />ADJUSTABLE RATE <br />HOME EQUITY CONVERSION SECOND DEED OF TRUST <br />THIS DEED OF TRUST ( "Security Instrument" or "Second Security Instrument ") is made on November <br />09, 2012 ( "Date "). The trustor is Carol A. Fredrick, an unmarried woman whose address is 10400 W <br />Airport Rd, Cairo, NE 68824 ( "Borrower "). The trustee is Senior Official with responsibility for Single <br />Family Mortgage Insurance Programs in the Department of Housing and Urban Development Field <br />Office with jurisdiction over the property described below, or a designee of that Official. <br />( "Trustee "). The beneficiary is the Secretary of Housing and Urban Development, whose address is 451 <br />Seventh Street, SW, Washington, DC 20410 ( "Lender" or "Secretary"). Borrower has agreed to repay to <br />Lender amounts which Lender is obligated to advance, including future advances, under the terms of a <br />Home Equity Conversion Loan Agreement dated the same date as this Security Instrument ( "Loan <br />Agreement "). The agreement to repay is evidenced by Borrower's Note dated the same date as this <br />Security Instrument ( "Second Note "). This Security Instrument secures to Lender: (a) the repayment of <br />the debt evidenced by the Second Note, with interest at a rate subject to adjustment, and all renewals, <br />extensions and modifications of the Second Note, up to a maximum principal amount of TWO HUNDRED <br />EIGHT THOUSAND FIVE HUNDRED AND NO /100 Dollars (U.S. $208,500.00); (b) the payment of all <br />other sums, with interest, advanced under Paragraph 5 to protect the security of this Security Instrument <br />or otherwise due under the terms of this Security Instrument; and (c) the performance of Borrower's <br />covenants and agreements under this Security Instrument and the Second Note. The full debt, including <br />amounts described in (a), (b), and (c) above, if not paid earlier, is due and payable on June 25, 2092. For <br />this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the <br />following described property located in Hall County, Nebraska: <br />Nebraska Second Deed of Trust - HEM ADJUSTABLE RATE <br />