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fter Recording Ret <br />0 - - everse • ' gage, LLC <br />Attn: <br />62 ood venue <br />etroit, MI 48226 <br />State of Nebraska <br />7V71i,3f — L <br />When Recorded Return To: <br />Indecomm Global Services <br />2925 Country Drive <br />St. Paul, MN 55117 <br />ui� <br />11' <br />Space Above his Line For Recording Data <br />ADJUSTABLE RATE <br />r i <br />C_, <br />CI <br />r i <br />r*) <br />v) <br />HOME EQUITY CONVERSION DEED OF TRUST <br />C <br />CD <br />Prepared By: <br />One Reverse Mortgage, LLC <br />9920 Pacific Heights Blvd, Ste 350 <br />San Diego, CA 92121 <br />C) <br />FHA Case Number: 321 - 3170272 -952 <br />Loan Number: 3308765684 <br />MIN: 1003195-3308765684-3 <br />8ecz,k 2..s�. <br />THIS DEED OF TRUST ( "Security Instrument ") is made on November 09, 2012 ( "Date "). The trustor is <br />Carol A. Fredrick, an unmarried woman whose address is 10400 W Airport Rd, Cairo, NE 68824 <br />( "Borrower "). The trustee is TITLE SOURCE, INC., 1450 WEST LONG LAKE ROAD SUITE 400, TROY, <br />MI 48098 ( "Trustee "). The beneficiary under this Security Instrument is Mortgage Electronic <br />Registration Systems, Inc. ('MERS'). MERS is a separate corporation that is acting solely as nominee <br />for Lender, and Lender's successors and assigns. MERS is organized and existing under the laws of <br />Delaware, and has an address and telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) <br />679 -MERS. One Reverse Mortgage, LLC which is organized and existing under the laws of <br />DELAWARE, and whose address is 9920 Pacific Heights Blvd, Suite 350, San Diego, CA 92121 <br />( "Lender "). Borrower has agreed to repay to Lender amounts which Lender is obligated to advance, <br />including future advances, under the terms of a Home Equity Conversion Loan Agreement dated the <br />same date as this Security Instrument ( "Loan Agreement "). The agreement to repay is evidenced by <br />Borrower's Note dated the same date as this Security Instrument ( "Note "). The beneficiary of this Security <br />Instrument is MERS (solely as nominee for Lender and Lender's successors and assigns) and the <br />successors and assigns of MERS. This Security Instrument secures to Lender: (a) the repayment of the <br />debt evidenced by the Note, with interest at a rate subject to adjustment, and all renewals, extensions and <br />modifications of the Note, up to a maximum principal amount of TWO HUNDRED EIGHT THOUSAND <br />FIVE HUNDRED AND N0 /100 (U.S. $208,500.00); (b) the payment of all other sums, with interest, <br />advanced under paragraph 5 to protect the security of this Security Instrument or otherwise due under the <br />terms of this Security Instrument; and (c) the performance of Borrower's covenants and agreements <br />under this Security Instrument and the Note. The full debt, including amounts described in (a), (b), and (c) <br />above, if not paid earlier, is due and payable on June 25, 2092. For this purpose, Borrower irrevocably <br />Nebraska Deed of Trust HECM ADJUSTABLE RATE - MERS <br />C11 <br />