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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />1 (11- P Y mu II/ i L )O JV <br />KOLAKAN MANIVONG <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />2200318870 <br />NEBRASKA-SIngle Family - Fannie Mee/Freddie Mac UNIFORM INSTRUMENT WITH MERS <br />VMP <br />Wolters Kluwer Financial Services <br />2012.0152 <br />D V8ANE <br />Form 3028 1/01 <br />VMPBA(NE) (1105) <br />Page16of17 <br />