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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Borrower <br />M ar <br />k C Joh on <br />Tiffiat Johnson <br />Acknowledgment <br />State of Nebraska <br />County of <br />This insirument was ac <br />Notary Pu• i.P • IMP <br />My commission expires_ <br />It 13®/12 - <br />Date <br />Seal <br />U <br />owledged before me on / vitenik O <br />A on / t/ a , <br />HCFG -00359 <br />NEBRASKA - Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />VMP® <br />Wolters Kluwer Financial Services 201211304.1.1.2336- J20120829Y <br />I /3 ate <br />ae <br />Seal <br />GENERAL NOTARY - State of Nebraska <br />MARNIE SCHAGER SUNDERMEIER <br />My Comm. Exp. Sept. 8, 2015 <br />1 <br />11 <br />201.21.0 <br />Form 3028 1/01 <br />05/12 <br />Page 6 of 16 <br />