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Return To: <br />Home Federal Savings and Loan Association of Grand Island <br />221 South Locust St <br />Grand Island, NE 68801 <br />Prepared By: <br />Stephanie Lilienthal <br />221 South Locust St <br />Grand Island, NE 68801 <br />Definitions <br />NEBRASKA - Single Family- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />VMP B <br />Wolters Kluwer Financial Services <br />Deed of Trust <br />(8) "Borrower" is Grant D Hays, A Single Person <br />Borrower is the trustor under this Security Instrument. <br />f J C) v) <br />r <br />c C < C) <br />,-' CA) CD T1 <br />C11 <br />�. > rJ J <br />3 r <br />cn <br />CD i <br />(D cr) <br />(1) <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated November 30, 2012 , together with all <br />Riders to this document. <br />Form 3028 1/01 <br />VMPBR E) (1105) <br />Page 1 of 17 <br />