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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />MELIS'A A WINTER <br />NEBRASKA - Single Family- Fannie M aelFreddie Mac UNIFORM INSTRUMENT <br />VMP <br />Wolters Kluw er Financial Services <br />(Seal) <br />- Borrow er <br />(Seal) <br />- Borrow er <br />(Seal) <br />- Borrow er <br />(Seal) <br />- Borrow er <br />Refer to the attached Signature Addendum for additional parties and signatures. <br />201210048 <br />24002897 <br />Form 3028 1/01 <br />VM P6(NE) (1105) <br />Page 116 of 17 <br />